What You’ve Heard vs. What’s Real
Buying or selling a home is one of the biggest decisions most people will ever make, and it’s no surprise that it can feel overwhelming. Between news headlines, advice from friends, and the endless stream of information online, it’s easy to get caught up in conflicting messages about what’s really happening in the market. I know that the best choices come from clarity, not confusion, which is why I’m here to cut through the noise. Let’s take a closer look at some of the most common real estate market myths circulating today and set the record straight.
Myth #1:
You Need a 20% Down Payment
While a larger down payment can reduce monthly payments, it’s not a requirement. Many buyers secure homes with 3–5% down. There are also programs that assist first-time buyers with down payments and closing costs.
Myth #2:
The “Best” Time to Buy or Sell Is in the Spring
Yes, spring is busy, but homes sell year-round. Serious buyers and sellers often benefit from less competition in the fall and winter markets.
Myth #3:
It’s Always Better to Wait for Rates to Drop
Interest rates shift constantly, and waiting could mean missing out on a great home. Many buyers today are purchasing at current rates with plans to refinance later if rates fall. Take advantage of Results Home Mortgage’s free “Second Look” program to make sure you’re getting the best deal.
Myth #4:
Online Estimates Are 100% Accurate
Automated home value tools can be a starting point, but they don’t account for upgrades, neighborhood nuances, or market shifts. A professional agent can give you a true picture of your home’s worth.
Myth #5:
You Don’t Need an Agent in Today’s Market
From negotiations to inspections to contracts, real estate transactions are complex. An experienced agent doesn’t just guide the process, they protect your interests.
As your real estate expert, I’m here to cut through the noise and help you make decisions with confidence. If you’ve been holding back because of a real estate market myth you heard, it might be time to rethink it.