981 45th Avenue NE Saint Cloud, MN 56304

$412,000
Active
estimated monthly payment
4 Beds  |  4 Baths  |  2,545 Sq Ft  |  Single Family  |  MLS # 7065907
Open House(s)
Sat, May. 9 12:00pm to 2:00pm
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  • Neighborhood park 1/2 mile from house
    Neighborhood park 1/2 mile from house
  • Virtually Staged Primary Bedroom - Upper Level
    Virtually Staged Primary Bedroom - Upper Level
  • Virtually Staged Kitchen
    Virtually Staged Kitchen
  • Virtually Staged Lower Level
    Virtually Staged Lower Level
  • Virtually Staged Living Room
    Virtually Staged Living Room

About The Listing

Stunning New Construction with Finished Walk-Out Lower Level
Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area—perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef.
Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor.
The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes a private 4th bedroom and a full bathroom, making it an ideal setup for guests, a teen suite, or a quiet home office.
Combining high-end finishes with a thoughtful layout, this home is ready for you to move in and enjoy!


Listing courtesy of Rebecca S Nielsen, RE/MAX Results
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 2026
MLS #: 7065907
Bedrooms: 4
Square Feet: 2,545
Bathrooms (Full): 1
Price Per Square Foot: $162
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 2
Garage Spaces: 2
Parking Description: Attached Garage, Concrete, Guest Parking
Sewer Description: City Sewer/Connected
Air Conditioning Type: Central Air
Water: City Water/Connected
Heat Type: Forced Air
Basement: Block, Daylight/Lookout Windows, Drainage System, Finished, Sump Basket, Sump Pump, Walkout
Foundation Type: Block
Construction Description: Block, Frame
Roof Description: Age 8 Years or Less, Asphalt
Builder Name: BML BUILDERS INC
Days On Market (Continuous): 0
Disability Features: None
Latest Update: 05/06/2026
List Date: 05/01/2026
Listing Agent ID: 502033857
Listing Office: RE/MAX Results
Listing Office ID: 40575
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Laundry Features: Laundry Room, Upper Level
Number of Fireplaces: 0
Exterior Features: Vinyl
Fence: None
Lot Dimensions: 6119
Lot Size: 0.14 Acres
Pool Description: None
School District: Sauk Rapids-Rice
Tax Year: 2026
HOA: Whispering Meadows HOA
Estimated Taxes: $300
HOA Fee: 118.0
Contingency Type: None
HOA Frequency: Monthly
HOA Fee Inclusions: Lawn Care, Snow Removal
HOA Requirment: 1
City: Saint Cloud
Zip: 56304
County: Benton
Subdivision: Whispering Meadows
State: MN

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Listing last updated: 05/06/26

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