640 Main Street, ##42 Stillwater, MN 55082

$439,000
Active
estimated monthly payment
2 Beds  |  2 Baths  |  1,278 Sq Ft  |   |  MLS # 7026075
  • Kitchen
    Kitchen
  • Condo with River Views
    Condo with River Views
  • 07-Living Room.jpg
    07-Living Room.jpg
  • 13-Dining.jpg
    13-Dining.jpg
  • 08-Living Room.jpg
    08-Living Room.jpg
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  6
  • Breakfast bar
    Breakfast bar
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  8
  • 06-Living Room.jpg
    06-Living Room.jpg
  • 14-Primary Bedroom.jpg
    14-Primary Bedroom.jpg
  • 15-Primary Bedroom.jpg
    15-Primary Bedroom.jpg
  • 16-Primary Bedroom Upper level
    16-Primary Bedroom Upper level
  • 17-Primary BR great desk area
    17-Primary BR great desk area
  • Chair or desk
    Chair or desk
  • 18-Primary Bathroom Full Upper
    18-Primary Bathroom Full Upper
  • 19-Primary Bathroom.jpg
    19-Primary Bathroom.jpg
  • Main Hallway
    Main Hallway
  • Office or BR-see next photos
    Office or BR-see next photos
  • Office or BR see next photo
    Office or BR see next photo
  • Office-NON conforming BR
    Office-NON conforming BR
  • 20-Bathroom 1 Main
    20-Bathroom 1 Main
  • 24-Laundry.jpg
    24-Laundry.jpg
  • Deck with full river views
    Deck with full river views
  • Underground heated parking
    Underground heated parking
  • The views!
    The views!
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  26
  • Terra Springs Grounds
    Terra Springs Grounds
  • Terra Springs Grounds
    Terra Springs Grounds
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  29
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  30
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  31
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  32
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  33
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  34
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  35
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  36
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  37
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  38
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  39
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  40
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  41
  • 640 Main Street, ##42, Stillwater, MN 55082 Listing Photo  42
  • Terra Springs Community
    Terra Springs Community
  • Steps from the river
    Steps from the river
  • Main front
    Main front
  • Terra Springs entrance
    Terra Springs entrance
  • 640 Main Street
    640 Main Street
  • Master closet
    Master closet
  • Floorplan.png
    Floorplan.png
  • Floorplan 2.png
    Floorplan 2.png
  • Floorplan 3.png
    Floorplan 3.png

About The Listing

“Welcome to 640 Main Street North, right in the heart of Stillwater, known for its historic charm, boutique shopping, incredible dining, riverfront trails, and year-round events that make this town feel alive in every season.
This is a two-story condo with soaring ceilings and an open-concept layout that feels light, bright, and expansive the moment you walk in. Natural light pours through the space, and those river views? Absolutely stunning, whether it’s summer boats on the water or winter’s quiet beauty.
The main level is ideal for entertaining with seamless flow between kitchen, dining, and living, plus a private deck to enjoy your morning coffee overlooking the St. Croix.
Upstairs, you’ll find a spacious primary suite, double vanity, separate tub and shower, and flexible space for your primary bedroom, along with space for a home office. The main flex room can be used for an office, guest suite.
With two indoor heated parking spots, EV hookup, and an HOA that covers heat, Wi-Fi, and cable, this truly is lock-and-leave living — right in one of the most walkable, lifestyle-driven communities in the Twin Cities.”


Listing courtesy of Sandra Dewall, GRI, CLHMS, Real Broker, LLC
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 2005
MLS #: 7026075
Bedrooms: 2
Square Feet: 1,278
Bathrooms (Full): 1
Price Per Square Foot: $344
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 1
Garage Spaces: 2
Parking Description: Assigned, Concrete, Electric Vehicle Charging Station(s), Guest Parking, Heated Garage, Tuckunder Garage
Sewer Description: City Sewer/Connected
Air Conditioning Type: Central Air
Water: City Water/Connected
Heat Type: Forced Air
Basement: None
Roof Description: Asphalt
Days On Market (Continuous): 194
Disability Features: None
Latest Update: 03/18/2026
List Date: 03/11/2026
Listing Agent ID: 506001556
Listing Office: Real Broker, LLC
Listing Office ID: 200018
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Dryer, Humidifier, Microwave, Range, Refrigerator, Washer
Fireplace Features: Gas, Living Room
Laundry Features: Laundry Closet, Main Level
Number of Fireplaces: 1
Lot Size: 0.19 Acres
School District: Stillwater
Tax Year: 2025
HOA: COMMUNITY ASSOCIATION GROUP
Estimated Taxes: $5,092
HOA Fee: 835.0
Contingency Type: None
HOA Frequency: Monthly
HOA Fee Inclusions: Building Exterior, Hazard Insurance, Heating, Maintenance Grounds, Professional Mgmt, Sanitation, Security System
HOA Requirment: 1
City: Stillwater
Zip: 55082
County: Washington
State: MN

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Listing last updated: 03/18/26

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