4637 109th Avenue Palmer Twp, MN 55319

$350,000
Pending
estimated monthly payment
1 Beds  |  1 Baths  |  800 Sq Ft  |  Single Family  |  MLS # 6724894
  • Lake side and deck
    Lake side and deck
  • Front entrance
    Front entrance
  • Front entrance
    Front entrance
  • Garage/Shed and driveway
    Garage/Shed and driveway
  • Front and steps
    Front and steps
  • Front door
    Front door
  • Dining Room
    Dining Room
  • Kitchen and Dining room
    Kitchen and Dining room
  • Dining room and Kitchen
    Dining room and Kitchen
  • Dining room and front door
    Dining room and front door
  • Living room
    Living room
  • Living room
    Living room
  • Living room and gas fireplace
    Living room and gas fireplace
  • Living room
    Living room
  • Porch
    Porch
  • Lake view from the porch
    Lake view from the porch
  • Porch
    Porch
  • Porch
    Porch
  • Bedroom
    Bedroom
  • Bathroom
    Bathroom
  • Bathroom
    Bathroom
  • Deck facing the lake
    Deck facing the lake
  • Deck facing the lake
    Deck facing the lake
  • Deck facing the lake
    Deck facing the lake
  • Large deck facing the lake
    Large deck facing the lake
  • Deck facing the lake
    Deck facing the lake
  • Dock and view from the water
    Dock and view from the water
  • Dock
    Dock

About The Listing

This adorable lakefront getaway offers the perfect blend of charm and convenience, just 40 feet from the water’s edge with a gentle slope to the shoreline. Featuring 63 feet of cedar dock, this cozy cottage is ideal for summer fun or peaceful weekend retreats. Updates include: roof and gutters (2018), North and East-facing windows (2019), new well (2017), and freshly installed rip rap and seed (May 2025). The home currently has holding tanks, with the potential for a septic system upgrade. A one-car garage/shed offers extra storage. All furnishings can stay—just bring your swimsuit! Located within walking distance to the local general store and popular Palmer Days festivities. New gas fireplace insert installed in Summer 2023 and Leaf gutter covers added in 2023. A quick close is possible—spend this summer at the lake!


Listing courtesy of Connie Stegora, Keller Williams Classic Rlty NW
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Pending
Contingency Type: None
Year Built: 1950
MLS #: 6724894
Bedrooms: 1
Square Feet: 800
Bathrooms (Full): 1
Price Per Square Foot: $438
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 0
Garage Spaces: 1
Parking Description: Detached, Asphalt
Sewer Description: Holding Tank, Private Sewer
Air Conditioning Type: None
Water: Private, Well
Heat Type: Fireplace(s)
Basement: Crawl Space
Construction Description: Wood Siding
Roof Description: Age 8 Years or Less
Days On Market (Continuous): 43
Disability Features: None
Latest Update: 07/11/2025
List Date: 05/29/2025
Listing Agent ID: 502046266
Listing Office: Keller Williams Classic Rlty NW
Listing Office ID: 7231
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Electric Water Heater, Microwave, Range, Refrigerator
Fireplace Features: Gas, Living Room
Number of Fireplaces: 1
Fence: Partial
Lot Dimensions: 198x50x187x52
Lot Size: 0.28 Acres
Pool Description: None
Lot Features: Many Trees
View Description: East, Lake
Waterfront: Lake Front, Lake View
School District: St. Cloud
Tax Year: 2025
Estimated Taxes: $2,182
Contingency Type: None
City: Palmer Twp
Zip: 55319
County: Sherburne
State: MN
Listing last updated: 07/11/25

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