4596 Otter Lake Road White Bear Lake, MN 55110

$424,900
Active
estimated monthly payment
3 Beds  |  2 Baths  |  1,708 Sq Ft  |  Single Family  |  MLS # 6721257
Open House(s)
Sun, May. 18 11:00am to 1:00pm
  • Cool lines with newer siding and roof
    Cool lines with newer siding and roof
  • New landscaping
    New landscaping
  • Lots of usable outdoor space
    Lots of usable outdoor space
  • Of course...the
    Of course...the "bear" at the entry. :)
  • Stunning floors and bright natural light.
    Stunning floors and bright natural light.
  • The giant picture window allows in great afternoon sun.
    The giant picture window allows in great afternoon sun.
  • Relax by your wood fireplace with new chimney.
    Relax by your wood fireplace with new chimney.
  • A second gathering space on the same level
    A second gathering space on the same level
  • Easily move from indoors to outdoors
    Easily move from indoors to outdoors
  • Three season porch provides excellent views of the back yard
    Three season porch provides excellent views of the back yard
  • Convenient eat in kitchen
    Convenient eat in kitchen
  • Lots of counter space for serving friends and family
    Lots of counter space for serving friends and family
  • Newer appliances
    Newer appliances
  • Newer appliances
    Newer appliances
  • Big primary bedroom easily fits a king bed.
    Big primary bedroom easily fits a king bed.
  • Full bath access from the primary bedroom
    Full bath access from the primary bedroom
  • Formal dining room
    Formal dining room
  • Nice sized full bathroom
    Nice sized full bathroom
  • Real hardwood floors
    Real hardwood floors
  • Office, bedroom, you pick
    Office, bedroom, you pick
  • Another main floor bathroom
    Another main floor bathroom
  • Spacious full basement with lots of storage.
    Spacious full basement with lots of storage.
  • Finish the basement and use your 2nd fireplace
    Finish the basement and use your 2nd fireplace
  • Giant 2 car attached garage
    Giant 2 car attached garage
  • Huge 900 sq ft shop off of garage
    Huge 900 sq ft shop off of garage
  • More outdoor space in the front
    More outdoor space in the front
  • Roll your riding lawnmower right out of the shop to the back yard
    Roll your riding lawnmower right out of the shop to the back yard
  • Ample parking for family and guests
    Ample parking for family and guests
  • 1 minute from Birch Lake trail
    1 minute from Birch Lake trail
  • Recently installed roof
    Recently installed roof
  • Side parking pad for boat, trailer or back yard access.
    Side parking pad for boat, trailer or back yard access.
  • Get a feel for the lot size from above
    Get a feel for the lot size from above
  • As eagles fly
    As eagles fly
  • Super close to the lake
    Super close to the lake
  • 4596 Otter Lake Road, White Bear Lake, MN 55110 Listing Photo  35
  • 4596 Otter Lake Road, White Bear Lake, MN 55110 Listing Photo  36

About The Listing

Welcome to this well-maintained rambler set on a rare near 1-acre lot in a prime White Bear Lake location. All the big-ticket updates are already done — newer windows, roof, HVAC, water heater, plumbing, electrical, siding, soffits, fascia, and gutters — so you can move in with peace of mind.

Inside, enjoy two distinct living spaces: a cozy formal living room with a wood-burning fireplace and a spacious family room that opens to a 3-season porch — perfect for relaxing or entertaining. The eat-in kitchen flows into both a casual dining area and a formal dining room, offering flexibility for everyday living and hosting.

The home features 3 bedrooms, 1.5 baths, and a full unfinished basement with mechanicals already relocated to allow for a future 3rd bathroom. There's even a never-used wood-burning fireplace downstairs, adding to the possibilities for expansion.

For the hobbyist or a great escape, a large 900 sq ft shop is attached to the garage and includes an overhead garage door that opens to the backyard — ideal for projects, storage, or extra workspace. The expansive yard adds privacy and room to roam. Shop is wired with both 110V and 220V electrical service

Just one block from the new Birch Lake walking path and close to shopping, schools, and more — this home offers the perfect blend of comfort, function, and location.


Listing courtesy of Jeff Klemmer, EXIT Realty Springside
Purchase Price
Loan Type
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Interest Rate
Estimated Property Taxes
Homeowner's Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1953
MLS #: 6721257
Bedrooms: 3
Square Feet: 1,708
Bathrooms (Full): 1
Price Per Square Foot: $249
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 0
Garage Spaces: 2
Parking Description: Attached Garage, Asphalt, Garage Door Opener
Sewer Description: City Sewer/Connected
Air Conditioning Type: Central Air
Water: City Water/Connected
Heat Type: Forced Air
Basement: Full, Unfinished
Construction Description: Vinyl Siding
Roof Description: Age 8 Years or Less, Asphalt
Days On Market (Continuous): 0
Disability Features: Other
Latest Update: 05/15/2025
List Date: 05/15/2025
Listing Agent ID: 506099830
Listing Office: EXIT Realty Springside
Listing Office ID: 80061
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Range, Refrigerator, Washer, Water Softener Owned
Fireplace Features: Living Room, Other, Wood Burning
Number of Fireplaces: 2
Fence: Chain Link, Other
Lot Dimensions: 100x370
Lot Size: 0.85 Square Feet
Pool Description: None
Lot Features: Public Transit (w/in 6 blks), Many Trees
School District: White Bear Lake
Tax Year: 2024
Estimated Taxes: $4,858
Contingency Type: None
City: White Bear Lake
Zip: 55110
County: Ramsey
Subdivision: n/a
State: MN

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Listing last updated: 05/15/25

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