4520 Cosette Lane N Hugo, MN 55038

$797,947
Active
estimated monthly payment
4 Beds  |  3 Baths  |  0 Sq Ft  |  Single Family  |  MLS # 6804279
  • Build this amazing architectural gem in Victor Gardens neighborhood.  This side of home will face south and overlook the park!
    Build this amazing architectural gem in Victor Gardens neighborhood. This side of home will face south and overlook the park!
  • Stunning gourmet kitchen with stainless steel appliance and extended kitchen island with quartz countertops! These photos are from a prior built custom home. Majority of shown options are included in the sales price.
    Stunning gourmet kitchen with stainless steel appliance and extended kitchen island with quartz countertops! These photos are from a prior built custom home. Majority of shown options are included in the sales price.
  • Relax at the Victor Gardens Community Association Pool!
    Relax at the Victor Gardens Community Association Pool!
  • Are you ready to build you custom dream home Victor Gardens? These photos are from a prior built custom home. Majority of shown options are included in the sales price.
    Are you ready to build you custom dream home Victor Gardens? These photos are from a prior built custom home. Majority of shown options are included in the sales price.
  • 9' main level ceilings! Main level painted or stained newel post with wrought iron spindles! These photos are from a prior built custom home. Majority of shown options are included in the sales price.
    9' main level ceilings! Main level painted or stained newel post with wrought iron spindles! These photos are from a prior built custom home. Majority of shown options are included in the sales price.
  • Private but sunny office space on the main level with closet space! *Photos are from a prior model-Majority of shown options are included in the sales price. Virtually staged to show design options.
    Private but sunny office space on the main level with closet space! *Photos are from a prior model-Majority of shown options are included in the sales price. Virtually staged to show design options.
  • Cabinets to ceiling with crown moulding! Tons of kitchen storage! *Photos are from a prior model-Majority of shown options are included in the sales price.
    Cabinets to ceiling with crown moulding! Tons of kitchen storage! *Photos are from a prior model-Majority of shown options are included in the sales price.
  • Amazing flow between the kitchen, dining, and family room! Check out the stunning wood ceiling beams! *Photos are from a prior model-Majority of shown options are included in the sales price.
    Amazing flow between the kitchen, dining, and family room! Check out the stunning wood ceiling beams! *Photos are from a prior model-Majority of shown options are included in the sales price.
  • *Enjoy low maintenance laminate flooring throughout the Kitchen, Dining, Living area! *Photos are from a prior model-Majority of shown options are included in the sales price. Virtually staged to show design options.
    *Enjoy low maintenance laminate flooring throughout the Kitchen, Dining, Living area! *Photos are from a prior model-Majority of shown options are included in the sales price. Virtually staged to show design options.
  • Beautiful Heat & Glo Gas fireplace with floor to ceiling stone and floating wood mantel! *Photos are from a prior model-Majority of shown options are included in the sales price.
    Beautiful Heat & Glo Gas fireplace with floor to ceiling stone and floating wood mantel! *Photos are from a prior model-Majority of shown options are included in the sales price.
  • Great Mudroom with TONS of storage options right off the kitchen! *Photos are from a prior model-Majority of shown options are included in the sales price.
    Great Mudroom with TONS of storage options right off the kitchen! *Photos are from a prior model-Majority of shown options are included in the sales price.
  • Main Level Floor Plan.  Home includes three car garage and side porch.
    Main Level Floor Plan. Home includes three car garage and side porch.
  • Four bedrooms up and secret playroom.
    Four bedrooms up and secret playroom.
  • The Primary ensuite with beautiful tile work and 3cm quartz counters! *Photos are from a prior model-Majority of shown options are included in the sales price.
    The Primary ensuite with beautiful tile work and 3cm quartz counters! *Photos are from a prior model-Majority of shown options are included in the sales price.
  • Luxurious soaker tub! *Photos are from a prior model-Majority of shown options are included in the sales price.
    Luxurious soaker tub! *Photos are from a prior model-Majority of shown options are included in the sales price.
  • Second bedroom up! *Photos are from a prior model-Majority of shown options are included in the sales price. Virtually staged to show design options.
    Second bedroom up! *Photos are from a prior model-Majority of shown options are included in the sales price. Virtually staged to show design options.
  • Third bedroom up!*Photos are from a prior model-Majority of shown options are included in the sales price.
    Third bedroom up!*Photos are from a prior model-Majority of shown options are included in the sales price.
  • Fourth bedroom up!*Photos are from a prior model-Majority of shown options are included in the sales price. Virtually staged to show design options.
    Fourth bedroom up!*Photos are from a prior model-Majority of shown options are included in the sales price. Virtually staged to show design options.
  • Enjoy convenient upper level laundry! *Photos are from a prior model-Majority of shown options are included in the sales price.
    Enjoy convenient upper level laundry! *Photos are from a prior model-Majority of shown options are included in the sales price.
  • Beautiful neighborhood pond with fountain and nearby gazebo. Victor Gardens Association includes access to the neighborhood amenities including the pool, tennis court, community center, and trails!
    Beautiful neighborhood pond with fountain and nearby gazebo. Victor Gardens Association includes access to the neighborhood amenities including the pool, tennis court, community center, and trails!
  • Courts across the street!  Neighborhood tennis court, also marked for pickleball!
    Courts across the street! Neighborhood tennis court, also marked for pickleball!
  • Val Jean Park is across the street with 2 acres of open grass play space, picnic shelter & tables, playground, parking lot and tennis court!
    Val Jean Park is across the street with 2 acres of open grass play space, picnic shelter & tables, playground, parking lot and tennis court!
  • Victor Gardens Community
    Victor Gardens Community

About The Listing

Build your custom dream home in the sought-after Victor Gardens community in Hugo. This impressive two-story floor plan features a bright open-concept, an expansive four-bedroom layout, and a bonus room.
Every detail of this home has been thoughtfully considered, offering a standard level of finish that other builders typically reserve for expensive upgrades.
Exterior & Utility- Among the many things included are fully insulated 3-car garage, premium Hardie siding on all four sides, and durable, low-maintenance Trex decking on the front and side porches. You also have your choice of elegant black or white windows.
Main Living Areas- Inside, the living spaces feature elite architectural enhancements such as a striking box vaulted ceiling with custom decorative wood beams, stained 4’ newel post with wrought iron spindled railings, luxury vinyl floors, and a dramatic floor-to-ceiling fireplace.
Kitchen-The kitchen offers superior functionality and design with cabinets that extend all the way to the ceiling, beautiful 3 cm quartz countertops, a classic farmhouse sink, and a stylish wood exhaust hood.
Bathrooms- The bathrooms are finished with quartz counters, and the primary bath includes a tile/glass shower and a separate soaking tub.
See the supplements for a complete list of all the amazing included features and elite upgrades!
This home can be personalized to your wishes! Please note that the displayed home is a past example and includes some additional upgrades.

You'll love the location, situated directly across the street from Val Jean Park. Residents enjoy access to fantastic amenities, including a rec center, pool, trails, tennis courts, and parks!


Listing courtesy of Brent Bartel, Counselor Realty, Inc.
Purchase Price
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 2026
MLS #: 6804279
Bedrooms: 4
Square Feet: 0
Bathrooms (Full): 2
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 0
Garage Spaces: 3
Parking Description: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Sewer Description: City Sewer/Connected
Air Conditioning Type: Central Air
Water: City Water/Connected
Heat Type: Forced Air
Basement: Drain Tiled, Egress Window(s), Concrete, Unfinished
Construction Description: Fiber Cement
Roof Description: Age 8 Years or Less, Architectural Shingle
Builder Name: PRAIRIE HOMES LIMITED LIABILITY COMPANY
Disability Features: None
Latest Update: 10/31/2025
List Date: 10/31/2025
Listing Agent ID: 502024603
Listing Office: Counselor Realty, Inc.
Listing Office ID: 1095
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Fireplace Features: Gas, Living Room
Number of Fireplaces: 1
Fence: None
Lot Dimensions: 68x160x68x163
Lot Size: 0.23 Acres
Pool Description: Below Ground, Outdoor Pool, Shared
Lot Features: Some Trees
School District: White Bear Lake
Tax Year: 2025
HOA: Associa MN
Estimated Taxes: $1,450
HOA Fee: 317.0
Contingency Type: None
HOA Frequency: Quarterly
HOA Fee Inclusions: Professional Mgmt, Recreation Facility, Trash, Shared Amenities
HOA Requirment: 1
City: Hugo
Zip: 55038
County: Washington
Subdivision: Victor Gardens
State: MN
Listing last updated: 10/31/25

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