39512 92nd Avenue Onamia, MN 56359

$449,900
Active
estimated monthly payment
3 Beds  |  3 Baths  |  2,766 Sq Ft  |  Single Family  |  MLS # 6699907
  • Mint condition home with incredible MilleLacs views! Literally steps away from public access point right across the street and located on a handy corner lot in the heart of
    Mint condition home with incredible MilleLacs views! Literally steps away from public access point right across the street and located on a handy corner lot in the heart of "Cove Bay", this 2 story home's views will fascinate you from inside and out!
  • A view from the drone showing both driveway accesses and the beautiful trees carefully arranged around the lot for seclusion/privacy.
    A view from the drone showing both driveway accesses and the beautiful trees carefully arranged around the lot for seclusion/privacy.
  • Prime location with access to the lake right across the street and miles of MilleLacs Lake to enjoy at your fingertips!
    Prime location with access to the lake right across the street and miles of MilleLacs Lake to enjoy at your fingertips!
  • An angle showing the great lake just beyond coveted Cove Bay!
    An angle showing the great lake just beyond coveted Cove Bay!
  • Not only the convenience of an attached garage, but also the pole shed space for storage of boats and toys!
    Not only the convenience of an attached garage, but also the pole shed space for storage of boats and toys!
  • An aerial shot of the property featuring the double driveways.
    An aerial shot of the property featuring the double driveways.
  • One more drone shot of the property looking straight down at the corner lot. So many features including 2 driveways at front and back, covered patio area, massive upper level 22x22 deck and an oversized attached finished/heated garage!
    One more drone shot of the property looking straight down at the corner lot. So many features including 2 driveways at front and back, covered patio area, massive upper level 22x22 deck and an oversized attached finished/heated garage!
  • A closer view of the lake facing side of the home. So much space to enjoy here up on the massive upper level deck OR down below on the covered patio - both facing the lake!
    A closer view of the lake facing side of the home. So much space to enjoy here up on the massive upper level deck OR down below on the covered patio - both facing the lake!
  • Another angle of the home's exterior.
    Another angle of the home's exterior.
  • One more angle of the home's exterior.
    One more angle of the home's exterior.
  • A look at the 30x40 pole barn from the driveway. This building has concrete floor & electric, double garage door plus slider on the right and a side door as well!
    A look at the 30x40 pole barn from the driveway. This building has concrete floor & electric, double garage door plus slider on the right and a side door as well!
  • 39512 92nd Avenue, Onamia, MN 56359 Listing Photo  12
  • A drone shot of the property with red arrows indicating where the house/property are in relation to the public lake access.
    A drone shot of the property with red arrows indicating where the house/property are in relation to the public lake access.
  • A shot of the kitchen featuring breakfast island counter, hickory kitchen cabinets, pull-out drawers, stainless steel appliances, pantry and new cooktop in 2024!
    A shot of the kitchen featuring breakfast island counter, hickory kitchen cabinets, pull-out drawers, stainless steel appliances, pantry and new cooktop in 2024!
  • A closer look at the appliances.
    A closer look at the appliances.
  • More views of the kitchen with ample countertop space.
    More views of the kitchen with ample countertop space.
  • Another shot of the kitchen featuring the appliances and cabinetry.
    Another shot of the kitchen featuring the appliances and cabinetry.
  • An angle showing the breakfast bar.
    An angle showing the breakfast bar.
  • A look towards the dining room from the kitchen.
    A look towards the dining room from the kitchen.
  • A shot of the handy pantry.
    A shot of the handy pantry.
  • A closer look at the dining room.
    A closer look at the dining room.
  • Another angle of the dining area with the kitchen beyond.
    Another angle of the dining area with the kitchen beyond.
  • Looking towards the living room from the dining room.
    Looking towards the living room from the dining room.
  • A shot of the living room featuring a cozy gas fireplace and window views overlooking the lake beyond the couch.
    A shot of the living room featuring a cozy gas fireplace and window views overlooking the lake beyond the couch.
  • A closer look at the fireplace.
    A closer look at the fireplace.
  • Another angle of the living room.
    Another angle of the living room.
  • One more view of the living room with the dining room beyond, showing the back entry door space as well.
    One more view of the living room with the dining room beyond, showing the back entry door space as well.
  • A shot of the spacious primary bedroom, with lakeside views.
    A shot of the spacious primary bedroom, with lakeside views.
  • More views of the primary bedroom.
    More views of the primary bedroom.
  • Your view from the primary bedroom including one of three doors that lead to the upper level deck.
    Your view from the primary bedroom including one of three doors that lead to the upper level deck.
  • A shot of the walk-in closet in the primary bedroom.
    A shot of the walk-in closet in the primary bedroom.
  • A look at the bathroom attached to the primary bedroom.
    A look at the bathroom attached to the primary bedroom.
  • Another shot of the bathroom attached to the primary bedroom featuring the jetted tub with heater and separate shower.
    Another shot of the bathroom attached to the primary bedroom featuring the jetted tub with heater and separate shower.
  • One more look at the bathroom attached to the primary bedroom.
    One more look at the bathroom attached to the primary bedroom.
  • A shot inside the second bedroom on the upper level.
    A shot inside the second bedroom on the upper level.
  • Another angle of the second bedroom.
    Another angle of the second bedroom.
  • A look at the upper level full bathroom.
    A look at the upper level full bathroom.
  • One more shot of the second upper level bathroom.
    One more shot of the second upper level bathroom.
  • A peek into the third bedroom on the upper level.
    A peek into the third bedroom on the upper level.
  • Another angle of the third upper level bedroom.
    Another angle of the third upper level bedroom.
  • This size of this family/sunroom will exceed your expectations as will the tremendous views overlooking MilleLacs from this room!  Great family/entertainment space here!
    This size of this family/sunroom will exceed your expectations as will the tremendous views overlooking MilleLacs from this room! Great family/entertainment space here!
  • Another shot of the family room/sunroom. That door at the rear is another one of the three that lead to the upper level deck!
    Another shot of the family room/sunroom. That door at the rear is another one of the three that lead to the upper level deck!
  • More views of the upper level sunroom/family room complete with wetbar at the rear of this photo!
    More views of the upper level sunroom/family room complete with wetbar at the rear of this photo!
  • A closer look at the wetbar in the family room/sunroom.
    A closer look at the wetbar in the family room/sunroom.
  • Wow!  You may very well spend much of your time just relaxing and staring out over the lake from this massive upper level deck.
    Wow! You may very well spend much of your time just relaxing and staring out over the lake from this massive upper level deck.
  • More views from the upper level deck.
    More views from the upper level deck.
  • Another angle of the upper level deck.
    Another angle of the upper level deck.
  • One more shot of the upper level deck.
    One more shot of the upper level deck.
  • A shot of the hallway in the upper level featuring a closet and the third door leading to the upper level deck.
    A shot of the hallway in the upper level featuring a closet and the third door leading to the upper level deck.
  • A shot of the stairway from the upper level with the family room/sunroom beyond to the left.
    A shot of the stairway from the upper level with the family room/sunroom beyond to the left.
  • A shot of the main floor 3/4 bathroom.
    A shot of the main floor 3/4 bathroom.
  • A look at the laundry room on the main level. The water heater/water softener utilities are neatly tucked away in the closet on the right.
    A look at the laundry room on the main level. The water heater/water softener utilities are neatly tucked away in the closet on the right.
  • More views from the laundry room.
    More views from the laundry room.
  • A shot of the crawl space / storm shelter hatch entrance.
    A shot of the crawl space / storm shelter hatch entrance.
  • Looking down the crawl space stairs directly into the storm shelter space.
    Looking down the crawl space stairs directly into the storm shelter space.
  • A shot inside the crawl space showing the furnace neatly tucked in down here. New furnace in 2024!
    A shot inside the crawl space showing the furnace neatly tucked in down here. New furnace in 2024!
  • A shot of the covered patio under the deck - another great space to relax in the shade while still looking out over mighty MilleLacs!
    A shot of the covered patio under the deck - another great space to relax in the shade while still looking out over mighty MilleLacs!
  • Another angle of the patio with the deck above.
    Another angle of the patio with the deck above.
  • A shot inside the oversized two-car attached garage -- finished, insulated and heated!
    A shot inside the oversized two-car attached garage -- finished, insulated and heated!
  • Garage interior view
    Garage interior view
  • Another angle of the pole barn.
    Another angle of the pole barn.
  • A shot of the bathroom facilities inside the pole barn. The toilet and sink run into the septic but the shower is not hooked up - cold water only here.
    A shot of the bathroom facilities inside the pole barn. The toilet and sink run into the septic but the shower is not hooked up - cold water only here.

About The Listing

WONDROUS MilleLacs lake views from this immaculate well cared for newer construction home nestled in the heart of the highly desirable Cove Bay area!! Want to swim or float on your floatie? Put your boat or pontoon in and take a ride across the rippling waters of MilleLacs? Then just walk across the street to the public access point right at your fingertips! Enjoy the "big lake" views and amenities without the lakeshore taxes! Incredible lake views from the upper level overbuilt 22x22 deck or from the covered patio underneath, and many stunning lake views from home interior. Loaded with special features: oak molding, hickory kitchen cabinets, kitchen tile backsplash, pull-out drawers, kitchen island, pantry, stainless steel appliances (new cooktop 2024), comfy living room gas fireplace, bountiful closet/storage space throughout, primary suite: jetted tub w/heater/separate shower, walk-in closet, hickory vanity/cabinets, Reinforced concrete storm shelter in crawl space. New furnace 2024 (air source heat pump, nat'l gas & electric--dual fuel in place which cuts the cost for heat and AC nearly in half); roof approx. 5 years old. 18' oversized htd/insulated 2-car attached garage PLUS 30x40 pole shed w/12' sidewalls, concrete floor & electric (has toilet/sink). This area is saturated with things to do besides fishing, ice-fishing, swimming, boating, snowmobiling...excellent proximity to state parks, Soo Line Trail, restaurants, golf (Izatys just down the road), local town summer festivals...a great place to live or own a 2nd home! SCI cable & internet.


Listing courtesy of Laurie Simonson, Sandelands Realty
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
Ask a Question
Your message has been sent.
Oops! that doesn't seem right.
SEND
Sign Up for a Free Monthly Market Report
Never miss out on the latest stats trends and homes in your community.
Get It Now

Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 2002
MLS #: 6699907
Bedrooms: 3
Square Feet: 2,766
Bathrooms (Full): 2
Price Per Square Foot: $163
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 1
Garage Spaces: 6
Parking Description: Attached Garage, Detached, Gravel, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Sewer Description: Mound Septic, Private Sewer
Air Conditioning Type: Central Air
Water: Drilled, Private, Well
Heat Type: Forced Air, Heat Pump
Basement: Block, Crawl Space, Drain Tiled
Construction Description: Vinyl Siding
Roof Description: Age 8 Years or Less, Asphalt
Days On Market (Continuous): 56
Disability Features: None
Latest Update: 06/05/2025
List Date: 04/10/2025
Listing Agent ID: 500501328
Listing Office: Sandelands Realty
Listing Office ID: 11323
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Fireplace Features: Gas, Living Room
Number of Fireplaces: 1
Lot Dimensions: 200x153
Lot Size: 0.7 Acres
Lot Features: Corner Lot, Some Trees
View Description: Panoramic
Waterfront: Lake View
School District: Onamia
Tax Year: 2025
Estimated Taxes: $4,115
Contingency Type: None
City: Onamia
Zip: 56359
County: Mille Lacs
State: MN

Similar Homes

Listing last updated: 06/05/25

® Copyright 2025 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than the owner of this website are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Digital Millennium Copyright Act (DMCA) Notice The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the "DMCA"), provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices and counter-notices should be sent in writing by mail to Michael Bisping, Director, Customer Relations, Regional Multiple Listing Service of Minnesota, Inc, 2550 University Avenue West, Suite 259S Saint Paul, MN 55114 or by email to mbisping@northstarmls.com. Questions can be directed by phone to 651-251-3200. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and e-mail address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner's behalf. Failure to include all of the above information may result in the delay of the processing of your complaint. Information Deemed Reliable but not guaranteed.