3049 145th Street NW Monticello, MN 55362

$725,000
Active
estimated monthly payment
4 Beds  |  3 Baths  |  3,444 Sq Ft  |  Single Family  |  MLS # 7046320
estimated monthly payment Active
Open House(s)
Sun, Apr. 19 12:00pm to 2:00pm
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 1
  • Welcome to 3049 145th Street
    Welcome to 3049 145th Street
  • Boasting 201 feet of pristine sandy lakeshore on beautiful Locke Lake.
    Boasting 201 feet of pristine sandy lakeshore on beautiful Locke Lake.
  • Beautiful walkout rambler
    Beautiful walkout rambler
  • Locke Lake provides not only a range of recreational activities but also offers excellent fishing opportunities.
    Locke Lake provides not only a range of recreational activities but also offers excellent fishing opportunities.
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 6
  • This property offers 1.16 acres of land, providing a perfect blend of space, privacy, and natural beauty.
    This property offers 1.16 acres of land, providing a perfect blend of space, privacy, and natural beauty.
  • The property features a gentle, gradual slope leading down to the lake, offering easy access and picturesque views.
    The property features a gentle, gradual slope leading down to the lake, offering easy access and picturesque views.
  • The welcoming front porch invites you in, complete with an accessible ramp for easy entry.
    The welcoming front porch invites you in, complete with an accessible ramp for easy entry.
  • The expansive, inviting foyer, beautifully finished with ceramic tile, sets a warm and welcoming tone as soon as you enter.
    The expansive, inviting foyer, beautifully finished with ceramic tile, sets a warm and welcoming tone as soon as you enter.
  • The kitchen is expansive, featuring a large breakfast bar that provides ample space for casual dining and entertaining.
    The kitchen is expansive, featuring a large breakfast bar that provides ample space for casual dining and entertaining.
  • The kitchen boasts a center island with a cooktop, complemented by sleek stainless steel appliances and luxurious quartz countertops, offering both style and functionality.
    The kitchen boasts a center island with a cooktop, complemented by sleek stainless steel appliances and luxurious quartz countertops, offering both style and functionality.
  • A decorative tile backsplash adds a touch of style and sophistication, perfectly accenting the kitchen's design.
    A decorative tile backsplash adds a touch of style and sophistication, perfectly accenting the kitchen's design.
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 14
  • The home features a completely open concept layout, creating a seamless flow between living spaces that's perfect for both everyday living and entertaining.
    The home features a completely open concept layout, creating a seamless flow between living spaces that's perfect for both everyday living and entertaining.
  • The bright dinette area opens directly onto a full-length deck, providing a perfect transition for indoor-outdoor living and entertaining.
    The bright dinette area opens directly onto a full-length deck, providing a perfect transition for indoor-outdoor living and entertaining.
  • The vaulted living room, featuring beautiful wood floors, offers stunning views overlooking the lake, creating a serene and airy atmosphere.
    The vaulted living room, featuring beautiful wood floors, offers stunning views overlooking the lake, creating a serene and airy atmosphere.
  • DR with Furniture
    DR with Furniture
  • The living room features gas fireplace, elegant bamboo wood floors, adding warmth and charm to the space.
    The living room features gas fireplace, elegant bamboo wood floors, adding warmth and charm to the space.
  • The space is incredibly light and bright, thanks to an abundance of lakeside windows that fill the room with natural sunlight and offer breathtaking views.
    The space is incredibly light and bright, thanks to an abundance of lakeside windows that fill the room with natural sunlight and offer breathtaking views.
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 21
  • LR with different furniture
    LR with different furniture
  • The main floor primary suite features luxurious bamboo wood floors and a sliding glass door that opens onto a massive deck, offering direct access and stunning lake views.
    The main floor primary suite features luxurious bamboo wood floors and a sliding glass door that opens onto a massive deck, offering direct access and stunning lake views.
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 24
  • Primary with furniture
    Primary with furniture
  • The primary bath offers a spa-like retreat, complete with a double vanity, a separate soaking tub, and a spacious walk-in shower for ultimate relaxation and convenience.
    The primary bath offers a spa-like retreat, complete with a double vanity, a separate soaking tub, and a spacious walk-in shower for ultimate relaxation and convenience.
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 27
  • Primary walk-in closet
    Primary walk-in closet
  • The recently updated main floor bath features a modern roll-in shower, offering both style and enhanced accessibility.
    The recently updated main floor bath features a modern roll-in shower, offering both style and enhanced accessibility.
  • The second bedroom on the main floor also features beautiful bamboo wood floors, adding a cohesive and elegant touch to the space.
    The second bedroom on the main floor also features beautiful bamboo wood floors, adding a cohesive and elegant touch to the space.
  • BR 2 with furniture
    BR 2 with furniture
  • The home boasts a huge walk-out basement, offering plenty of additional living space and easy access to the outdoors.
    The home boasts a huge walk-out basement, offering plenty of additional living space and easy access to the outdoors.
  • Lower level family room with furniture
    Lower level family room with furniture
  • The expansive family room features a cozy and inviting atmosphere for gatherings and relaxation. Wood Stove no longer in home.
    The expansive family room features a cozy and inviting atmosphere for gatherings and relaxation. Wood Stove no longer in home.
  • Wood Stove no longer hooked up but can be.
    Wood Stove no longer hooked up but can be.
  • Lower level bedroom # 3 with egress window
    Lower level bedroom # 3 with egress window
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 37
  • Bedroom 3 with furniture
    Bedroom 3 with furniture
  • Lower level bedroom #4 with lake views
    Lower level bedroom #4 with lake views
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 40
  • Bedroom 4 with furniture
    Bedroom 4 with furniture
  • The lower level features a stylish 3/4 bath with elegant ceramic tile and an extra-long vanity, providing ample counter space for convenience.
    The lower level features a stylish 3/4 bath with elegant ceramic tile and an extra-long vanity, providing ample counter space for convenience.
  • The laundry room, equipped with a newer washer and dryer (2023), offers ample space and could easily be converted into a convenient kitchenette.
    The laundry room, equipped with a newer washer and dryer (2023), offers ample space and could easily be converted into a convenient kitchenette.
  • The property boasts a fantastic lakeshore with a sandy beach area, perfect for relaxing by the water and enjoying outdoor activities.
    The property boasts a fantastic lakeshore with a sandy beach area, perfect for relaxing by the water and enjoying outdoor activities.
  • 70 x 12 patio
    70 x 12 patio
  • The home features a massive, maintenance-free deck equipped with a retractable awning canopy, offering a perfect space for outdoor relaxation and entertaining.
    The home features a massive, maintenance-free deck equipped with a retractable awning canopy, offering a perfect space for outdoor relaxation and entertaining.
  • With plenty of space to grill and relax, the deck is ideal for outdoor dining, entertaining, and unwinding in comfort.
    With plenty of space to grill and relax, the deck is ideal for outdoor dining, entertaining, and unwinding in comfort.
  • DSC_2313.JPG
    DSC_2313.JPG
  • DSC_2314.JPG
    DSC_2314.JPG
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 50
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 51
  • The home is equipped with zoned heating, featuring two newer furnaces and air conditioning unit, ensuring optimal comfort and energy efficiency throughout the house.
    The home is equipped with zoned heating, featuring two newer furnaces and air conditioning unit, ensuring optimal comfort and energy efficiency throughout the house.
  • The home is outfitted with a reverse osmosis and iron treatment water system, providing clean, high-quality water throughout the property.
    The home is outfitted with a reverse osmosis and iron treatment water system, providing clean, high-quality water throughout the property.
  • The oversized 3-car attached garage includes a separate access to the basement, making it an ideal setup for an up-and-down rental situation with a private entrance for added convenience and privacy.
    The oversized 3-car attached garage includes a separate access to the basement, making it an ideal setup for an up-and-down rental situation with a private entrance for added convenience and privacy.
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 55
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 56
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 57
  • Additional parking pad off of driveway nest to shed
    Additional parking pad off of driveway nest to shed
  • 18 x 12 storage shed
    18 x 12 storage shed
  • The property also includes a spacious 20' x 12' boat house or detached garage, offering additional storage and versatility for your outdoor gear and equipment.
    The property also includes a spacious 20' x 12' boat house or detached garage, offering additional storage and versatility for your outdoor gear and equipment.
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 61
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 62
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 63
  • 3049 145th Street NW, Monticello, MN 55362 Listing Photo 64
  • Welcome Home
    Welcome Home
RATE THIS PROPERTY

Showing
Rate
Virtual Tour
Get Directions

About The Listing

Situated on 1.16 acres and spanning 200' of south facing lake shore, this walkout rambler is a gem. Wide open floor plan with stunning lake views. Lots of counter space in the open concept kitchen/dining/living room. Quartz countertops, refinished cabinets and gorgeous tile backsplash. Main floor has newer tiled handicapped accessible shower. Master bedroom features sliding glass door to access your deck overlooking the lake! Walkin closet, and full bath with separate soaker tub. Lower level features a huge family room and walks out to the lake where you have a dock and a boathouse, two large lower level bedrooms and a 3/4 bath. Separate entrance from garage to lower level. Ready to move in and enjoy!


Listing courtesy of Joseph R Johnson, eXp Realty

Mortgage Calculator

estimated
monthly payment
Calculation includes only common costs associated with home ownership. Estimates based on local averages and assumptions that may not apply to you and are provided for informational purposes only.
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
Ask a Question
Your message has been sent.
Oops! that doesn't seem right.
SEND
Sign Up for a Free Monthly Market Report
Never miss out on the latest stats trends and homes in your community.
Get It Now

Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1989
MLS #: 7046320
Bedrooms: 4
Square Feet: 3,444
Bathrooms (Full): 1
Price Per Square Foot: $211
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 2
Garage Spaces: 4
Parking Description: Attached Garage, Asphalt, Multiple Garages
Sewer Description: Mound Septic, Septic System Compliant - Yes
Air Conditioning Type: Central Air, Zoned
Water: Well
Heat Type: Forced Air, Humidifier, Zoned
Basement: Finished, Full, Walkout
Construction Description: Block, Frame
Roof Description: Architectural Shingle, Asphalt
Days On Market (Continuous): 0
Disability Features: No Stairs External, Wheelchair Ramp(s), Roll-In Shower
Latest Update: 04/14/2026
List Date: 04/10/2026
Listing Agent ID: 502005335
Listing Office: eXp Realty
Listing Office ID: 26146
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Central Vacuum, Cooktop, Dishwasher, Humidifier, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Fireplace Features: Family Room, Living Room, Wood Burning, Wood Burning Stove
Laundry Features: Lower Level, Laundry Room
Number of Fireplaces: 2
Fence: None
Lot Dimensions: 193 x 253x 201 x 240
Lot Size: 1.16 Acres
Lot Features: Accessible Shoreline
View Description: Panoramic, South
Waterfront: Lake Front
School District: Monticello
Tax Year: 2026
Estimated Taxes: $6,004
Contingency Type: None
City: Monticello
Zip: 55362
County: Wright
Subdivision: Biskes Locke Lake Estates
State: MN

Similar Homes

Somerset B 3 car.jpg
RATE THIS PROPERTY
$619,900
  
4617 89th Street NE
Monticello, MN 55362
4 BD
3 BTH
3,049 Sqft
Listing courtesy of Ryan M McElhone, JPW Realty
$619,900
Rate This Home
Contact the Agent
4617 89th Street NE, Monticello, MN  55362
4 BD 3 BTH 3,049 Sqft
Listing courtesy of Ryan M McElhone, JPW Realty
$619,900
4617 89th Street NE, Monticello, MN  55362
4 BD 3 BTH 3,049 Sqft
Listing courtesy of Ryan M McElhone, JPW Realty
RATE THIS PROPERTY
$619,900
4617 89th Street NE, Monticello, MN  55362
4 BD 3 BTH 3,049 Sqft
Listing courtesy of Ryan M McElhone, JPW Realty
4611 89th Street NE, Monticello, MN 55362 Listing Photo 1
RATE THIS PROPERTY
$547,900
  
4611 89th Street NE
Monticello, MN 55362
4 BD
3 BTH
2,785 Sqft
Listing courtesy of Ryan M McElhone, JPW Realty
$547,900
Rate This Home
Contact the Agent
4611 89th Street NE, Monticello, MN  55362
4 BD 3 BTH 2,785 Sqft
Listing courtesy of Ryan M McElhone, JPW Realty
$547,900
4611 89th Street NE, Monticello, MN  55362
4 BD 3 BTH 2,785 Sqft
Listing courtesy of Ryan M McElhone, JPW Realty
RATE THIS PROPERTY
$547,900
4611 89th Street NE, Monticello, MN  55362
4 BD 3 BTH 2,785 Sqft
Listing courtesy of Ryan M McElhone, JPW Realty
13954 Duffield Ave NW
RATE THIS PROPERTY
$725,000
  
13954 DUFFIELD AVE NW
Monticello, MN 55362
4 BD
4 BTH
3,616 Sqft
Listing courtesy of Elie Safi, RE/MAX Results
$725,000
Rate This Home
Contact the Agent
13954 DUFFIELD AVE NW, Monticello, MN  55362
4 BD 4 BTH 3,616 Sqft
Listing courtesy of Elie Safi, RE/MAX Results
$725,000
13954 DUFFIELD AVE NW, Monticello, MN  55362
4 BD 4 BTH 3,616 Sqft
Listing courtesy of Elie Safi, RE/MAX Results
RATE THIS PROPERTY
$725,000
13954 DUFFIELD AVE NW, Monticello, MN  55362
4 BD 4 BTH 3,616 Sqft
Listing courtesy of Elie Safi, RE/MAX Results
Stunning updated river home
RATE THIS PROPERTY
$785,000
  
10274 Kahler Avenue NE
Otsego, MN 55362
4 BD
3 BTH
2,901 Sqft
Listing courtesy of Prudy L. Macheledt, Ashworth Real Estate
$785,000
Rate This Home
Contact the Agent
10274 Kahler Avenue NE, Otsego, MN  55362
4 BD 3 BTH 2,901 Sqft
Listing courtesy of Prudy L. Macheledt, Ashworth Real Estate
$785,000
10274 Kahler Avenue NE, Otsego, MN  55362
4 BD 3 BTH 2,901 Sqft
Listing courtesy of Prudy L. Macheledt, Ashworth Real Estate
RATE THIS PROPERTY
$785,000
10274 Kahler Avenue NE, Otsego, MN  55362
4 BD 3 BTH 2,901 Sqft
Listing courtesy of Prudy L. Macheledt, Ashworth Real Estate
- 0001.jpg
RATE THIS PROPERTY
$649,900
  
10115 93rd Street NE
Monticello, MN 55362
4 BD
4 BTH
3,705 Sqft
Listing courtesy of Daniel Morgan, RE/MAX Results
$649,900
Rate This Home
Contact the Agent
10115 93rd Street NE, Monticello, MN  55362
4 BD 4 BTH 3,705 Sqft
Listing courtesy of Daniel Morgan, RE/MAX Results
$649,900
10115 93rd Street NE, Monticello, MN  55362
4 BD 4 BTH 3,705 Sqft
Listing courtesy of Daniel Morgan, RE/MAX Results
RATE THIS PROPERTY
$649,900
10115 93rd Street NE, Monticello, MN  55362
4 BD 4 BTH 3,705 Sqft
Listing courtesy of Daniel Morgan, RE/MAX Results
1-web-or-mls-9325-Kagan-Cir-01.jpg
RATE THIS PROPERTY
$619,000
  
9325 Kagan Circle NE
Otsego, MN 55362
5 BD
4 BTH
3,738 Sqft
Listing courtesy of Robert G McDonald, TheMLSonline.com, Inc.
$619,000
Rate This Home
Contact the Agent
9325 Kagan Circle NE, Otsego, MN  55362
5 BD 4 BTH 3,738 Sqft
Listing courtesy of Robert G McDonald, TheMLSonline.com, Inc.
$619,000
9325 Kagan Circle NE, Otsego, MN  55362
5 BD 4 BTH 3,738 Sqft
Listing courtesy of Robert G McDonald, TheMLSonline.com, Inc.
RATE THIS PROPERTY
$619,000
9325 Kagan Circle NE, Otsego, MN  55362
5 BD 4 BTH 3,738 Sqft
Listing courtesy of Robert G McDonald, TheMLSonline.com, Inc.
This highly coveted Forest Hills neighborhood is filled with custom homes on 1+ acre lots.
RATE THIS PROPERTY
$890,000
  
9994 Jansen Circle NE
Otsego, MN 55362
4 BD
4 BTH
3,247 Sqft
Listing courtesy of Heather Lange, eXp Realty
$890,000
Rate This Home
Contact the Agent
9994 Jansen Circle NE, Otsego, MN  55362
4 BD 4 BTH 3,247 Sqft
Listing courtesy of Heather Lange, eXp Realty
$890,000
9994 Jansen Circle NE, Otsego, MN  55362
4 BD 4 BTH 3,247 Sqft
Listing courtesy of Heather Lange, eXp Realty
RATE THIS PROPERTY
$890,000
9994 Jansen Circle NE, Otsego, MN  55362
4 BD 4 BTH 3,247 Sqft
Listing courtesy of Heather Lange, eXp Realty
Listing last updated: 04/14/26

® Copyright 2025 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than the owner of this website are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. Digital Millennium Copyright Act (DMCA) Notice The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the "DMCA"), provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices and counter-notices should be sent in writing by mail to Michael Bisping, Director, Customer Relations, Regional Multiple Listing Service of Minnesota, Inc, 2550 University Avenue West, Suite 259S Saint Paul, MN 55114 or by email to mbisping@northstarmls.com. Questions can be directed by phone to 651-251-3200. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and e-mail address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner's behalf. Failure to include all of the above information may result in the delay of the processing of your complaint. Information Deemed Reliable but not guaranteed.

Menu