28615 99 1/2 Street NW Zimmerman, MN 55398

$549,000
Active
estimated monthly payment
2 Beds  |  2 Baths  |  2,133 Sq Ft  |  Single Family  |  MLS # 7039924
estimated monthly payment Active
  • Lake living at its best!
    Lake living at its best!
  • Lake life paradise- Kayak, boating, fishing, paddleboarding, s'more making, and thats just summer! Cross country skiing, ice fishing, snowmobiling and sledding in the winter!
    Lake life paradise- Kayak, boating, fishing, paddleboarding, s'more making, and thats just summer! Cross country skiing, ice fishing, snowmobiling and sledding in the winter!
  • Great flow throughout the home! And check out the view from the kitchen.
    Great flow throughout the home! And check out the view from the kitchen.
  • Granite countertops, hardwood cabinets and stainless appliances in the kitchen!
    Granite countertops, hardwood cabinets and stainless appliances in the kitchen!
  • Sandy lake dinette, a great place for morning coffee or a game of cards with a view!
    Sandy lake dinette, a great place for morning coffee or a game of cards with a view!
  • Right off the living room is this amazing sun room/dining area with views from every window!
    Right off the living room is this amazing sun room/dining area with views from every window!
  • Access the deck from the sun room. Relax and take in the view!
    Access the deck from the sun room. Relax and take in the view!
  • Check out this view!!
    Check out this view!!
  • Enormous deck providing views of the sunset !
    Enormous deck providing views of the sunset !
  • The perfect amount of trees on the lot, provide privacy without interfering with the lake view.
    The perfect amount of trees on the lot, provide privacy without interfering with the lake view.
  • LVT and tile to provide a
    LVT and tile to provide a "no worry" approach to lake life.
  • Great size living room with more views!
    Great size living room with more views!
  • Nice size bedroom on the main level
    Nice size bedroom on the main level
  • Updated main level full bath
    Updated main level full bath
  • Main floor bedroom 2
    Main floor bedroom 2
  • Patio and 3 season porch off of the walk out lower level!
    Patio and 3 season porch off of the walk out lower level!
  • Come on in and relax in the 3 season porch. Views in every direction. Room for dining or relaxing.
    Come on in and relax in the 3 season porch. Views in every direction. Room for dining or relaxing.
  • Watch the game or a movie with the lake breeze in your 3 season porch!
    Watch the game or a movie with the lake breeze in your 3 season porch!
  • Access the 3 season from your walkout lower level.
    Access the 3 season from your walkout lower level.
  • This family room area, could easily be converted to another bedroom and it has a full window that looks out the the lake!
    This family room area, could easily be converted to another bedroom and it has a full window that looks out the the lake!
  • Enormous Rec room in the lower level with views of the lake, easily add carpet or lvt to make it a comfy living space!
    Enormous Rec room in the lower level with views of the lake, easily add carpet or lvt to make it a comfy living space!
  • Lower level bath with a shower, convenient for running in from the lake!
    Lower level bath with a shower, convenient for running in from the lake!
  • Sandy lake lower level bath
    Sandy lake lower level bath
  • Non-conforming bedroom or office or workout room adjacent to the bathroom.
    Non-conforming bedroom or office or workout room adjacent to the bathroom.
  • Detached garage with finished living space above.
    Detached garage with finished living space above.
  • Bonus living space above the garage with beautiful LVT and a view of the lake. This finished space is not added to finished living space on the listing. Add heat and plumbing to make it the perfect guest suite!
    Bonus living space above the garage with beautiful LVT and a view of the lake. This finished space is not added to finished living space on the listing. Add heat and plumbing to make it the perfect guest suite!
  • Sandy lake bonus space above the garage, good sized bedroom!
    Sandy lake bonus space above the garage, good sized bedroom!
  • 2 stall garage with extra storage space, just steps from the house.
    2 stall garage with extra storage space, just steps from the house.
  • Desirable neighborhood on this clear spring fed lake close to the twin cities.
    Desirable neighborhood on this clear spring fed lake close to the twin cities.
  • Sandy lake aerial shot from above
    Sandy lake aerial shot from above
  • View from across the lake.
    View from across the lake.
  • Evenings around the firepit, yes please!
    Evenings around the firepit, yes please!
  • Gorgeous views of spring fed Sandy Lake
    Gorgeous views of spring fed Sandy Lake
  • Ready for fishing, boating, kayaking and paddleboarding!
    Ready for fishing, boating, kayaking and paddleboarding!
  • Imagine fishing from your dock!
    Imagine fishing from your dock!
  • Whether its a cabin or full time lake life you are looking for, you can't go wrong here!
    Whether its a cabin or full time lake life you are looking for, you can't go wrong here!
  • 28615 99 1/2 Street NW, Zimmerman, MN 55398 Listing Photo 37
  • Every day is a vacation when you live on the lake!
    Every day is a vacation when you live on the lake!
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About The Listing

Year-Round Crystal-Clear Living on Sandy Lake!
Rare Opportunity on Sherburne County’s Premier Spring-Fed Gem
Experience the unmatched clarity of Sandy Lake in this versatile walkout rambler. Known for its pristine, spring-fed waters, this lake is a true four-season playground. Whether you are cruising around the lake on your pontoon in July, launching a kayak from your private dock in September or cross-country skiing across the lake in January, this property offers the ultimate Minnesota lakefront lifestyle.
Main Level: Views & Modern Comfort
The heart of the home is a large, updated kitchen featuring sleek granite countertops and stainless steel appliances, perfect for prepping lake-day snacks or hosting holiday dinners. The main floor also hosts two comfortable bedrooms and a full bath, all flowing into a spectacular living room, sunroom and 4 season porch—your front-row seat to loon calls and golden sunsets.
The Lower Level: Flexibility & Growth
The walkout lower level currently hosts a large rec room with pool table, a quiet office (non-conforming 3rd bedroom), a cozy family room(a wall could easily be added to convert to a 4th bedroom),making this a perfect fit for growing needs or hosting weekend guests. A 3 season porch with electric fireplace, lounging and dining options, complete with a wine fridge,this is lake living at its best!
The "X-Factor" Bonus Space
Above the detached garage, discover a finished 800 sq. ft.(not included as finished square feet on the listing totals) loft. Currently used as expansive living space, this is primed to become a premier guest suite, studio, or office with the simple addition of heat and plumbing.
Outdoor Paradise:
Entertaining Deck: Oversized and ready for summer BBQs.
Gentle elevation to the Lakefront: Features a patio, firepit area, and a lake platform.
Private Dock: Ready for your boat!
Updates & Features:
2 BR / 2 BA (with easy 3rd & 4th BR potential)
Large Kitchen with Granite & Stainless Steel
Walkout Rambler Design
Multiple sun rooms& porches with lake views
Detached Garage with 800 Sq Ft Finished Loft
Spring-Fed, Clear Water Clarity
South facing the lake for sunrise and sunset views
Don’t miss your chance to own on one of the cleanest lakes in the county—schedule your private tour today!


Listing courtesy of Jill Nungesser, LPT Realty, LLC

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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1970
MLS #: 7039924
Bedrooms: 2
Square Feet: 2,133
Bathrooms (Full): 1
Price Per Square Foot: $257
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 1
Garage Spaces: 2
Parking Description: Detached Garage, Gravel, Electric, Garage Door Opener
Sewer Description: Tank with Drainage Field
Air Conditioning Type: Window Unit(s)
Water: Drilled, Well
Heat Type: Forced Air, Space Heater, Wood Stove
Basement: Block, Daylight/Lookout Windows, Finished, Partially Finished, Storage Space, Walkout
Foundation Type: Block
Construction Description: Block, Frame
Roof Description: Age Over 8 Years, Asphalt
Days On Market (Continuous): 0
Disability Features: Grab Bars In Bathroom
Latest Update: 04/27/2026
List Date: 04/22/2026
Listing Agent ID: 506011379
Listing Office: LPT Realty, LLC
Listing Office ID: 253015
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler
Fireplace Features: Electric
Laundry Features: Electric Dryer Hookup, Lower Level, Laundry Room, Washer Hookup
Number of Fireplaces: 0
Exterior Features: Vinyl
Lot Dimensions: 193x154x145x22x36x17x54x23
Lot Size: 0.49 Acres
Pool Description: None
Lot Features: Accessible Shoreline
View Description: Lake, Panoramic, South
Waterfront: Dock, Lake Front
School District: Princeton
Tax Year: 2025
HOA: My Sandy Lake Association
Estimated Taxes: $2,486
HOA Fee: 30.0
Contingency Type: None
HOA Frequency: Annually
HOA Fee Inclusions: Other
HOA Requirment: 1
City: Zimmerman
Zip: 55398
County: Sherburne
Subdivision: Whispering Oaks
State: MN

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