28249 646th Street Lake City, MN 55041

$639,900
Active
estimated monthly payment
4 Beds  |  2 Baths  |  1,980 Sq Ft  |  Single Family  |  MLS # 7057745
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About The Listing

Welcome to 28249/28247 646th Street in Lake City, Minnesota—an exceptionally rare opportunity to own a multi-home rural property set on 10 beautiful acres. Offering versatility, functionality, and income potential, this unique setup is ideal for a variety of lifestyles.

The primary home is an older residence that has been very well maintained over the years, featuring tasteful updates including newer flooring throughout and fresh paint. It offers a comfortable and inviting living space with the charm of a classic home and the benefit of thoughtful improvements. This home also has all new siding and a steel roof completed in 2021.

In addition to the main home, the property includes a second residence—a well-kept mobile home that is clean, attractive, and move-in ready. Equipped with a compliant septic system, this second home provides excellent potential for extended family living, rental income, or guest accommodations. This home offers 2 great decks and one of the best views on the property overlooking the Theilman Valley. This home also has all new siding and steel roof as of 2021.

The outbuildings make this property truly stand out with all new steel roofs as of 2021. A spacious 45'x72' pole shed and a heated 23'x31' shop/garage provide ample room for equipment storage, projects, or business use with 2 great lean-tos off the side for more space. An additional building offers strong potential for livestock, making this an excellent option for hobby farmers or those looking to expand agricultural operations.

With open acreage and multiple functional structures, the property offers flexibility for farming, recreation, or investment. Properties with two homes and this level of utility are hard to find.
Located on a dead-end road, you’ll enjoy the peace of the countryside with breathtaking views.
Don’t miss your chance to own this one-of-a-kind property—schedule your private showing today.


Listing courtesy of Brad F Jech, Tony Montgomery Realty & Auction
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1890
MLS #: 7057745
Bedrooms: 4
Square Feet: 1,980
Bathrooms (Full): 1
Price Per Square Foot: $323
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 1
Garage Spaces: 2
Parking Description: Detached Garage, Gravel, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Sewer Description: Private Sewer, Septic System Compliant - No, Septic System Compliant - Yes, Tank with Drainage Field
Air Conditioning Type: None
Water: Drilled, Private, Well
Heat Type: Forced Air
Basement: Block, Crawl Space, Partial
Construction Description: Frame
Roof Description: Age 8 Years or Less, Metal, Pitched
Days On Market (Continuous): 0
Disability Features: None
Latest Update: 04/20/2026
List Date: 04/17/2026
Listing Agent ID: 503503121
Listing Office: Tony Montgomery Realty & Auction
Listing Office ID: 26781
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Number of Fireplaces: 0
Lot Dimensions: 545x822x654x786
Lot Size: 10.0 Acres
Lot Features: Tree Coverage - Medium
School District: Lake City
Tax Year: 2026
Estimated Taxes: $3,712
Contingency Type: None
City: Lake City
Zip: 55041
County: Wabasha
State: MN

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Listing last updated: 04/20/26

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