228 Goldfinch Lane Clearwater, MN 55320

$320,000
Active
estimated monthly payment
2 Beds  |  2 Baths  |  1,586 Sq Ft  |  (TH) Side x Side  |  MLS # 7040426
  • Welcome Home to 228 Goldfinch Lane in Clearwater!
    Welcome Home to 228 Goldfinch Lane in Clearwater!
  • Beautifully maintained one-level twin home in the desirable Clearwater Estates!
    Beautifully maintained one-level twin home in the desirable Clearwater Estates!
  • All living facilities on one level
    All living facilities on one level
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  4
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  5
  • Private back yard
    Private back yard
  • No backyard neighbors!
    No backyard neighbors!
  • Entry
    Entry
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  9
  • Breakfast bar
    Breakfast bar
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  11
  • Kitchen informal dining area
    Kitchen informal dining area
  • Kitchen
    Kitchen
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  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  15
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  16
  • Living Room
    Living Room
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  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  19
  • Gas fireplace
    Gas fireplace
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  • Dining Room
    Dining Room
  • Sunroom
    Sunroom
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  • Sunroom walks out to patio
    Sunroom walks out to patio
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  26
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  27
  • Primary bedroom
    Primary bedroom
  • Primary bathroom
    Primary bathroom
  • Primary full bathroom
    Primary full bathroom
  • Large primary bedroom closet
    Large primary bedroom closet
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  32
  • 228Goldfinch-8479.jpg
    228Goldfinch-8479.jpg
  • Laundry/ mechanical room off garage
    Laundry/ mechanical room off garage
  • Mechanicals
    Mechanicals
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  36
  • 3/4 additional bathroom
    3/4 additional bathroom
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  38
  • Additional bedroom
    Additional bedroom
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  • Clearwater Estates is a gated community with outstanding amenities, including a heated in-ground pool, clubhouse, HOA-maintained grounds with internet.
    Clearwater Estates is a gated community with outstanding amenities, including a heated in-ground pool, clubhouse, HOA-maintained grounds with internet.
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  42
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  43
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  44
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  45
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  46
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  47
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  48
  • Beautiful in-ground pool!
    Beautiful in-ground pool!
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  50
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  51
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  52
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  53
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  54
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  55
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  56
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  57
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  58
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  59
  • 228 Goldfinch Lane, Clearwater, MN 55320 Listing Photo  60
  • Welcome Home!
    Welcome Home!

About The Listing

Welcome to an effortless one-level living in the beautiful Clearwater Estates community! This exceptionally well-maintained 2-bedroom, 2-bath townhome offers an ideal combination of comfort, privacy, and thoughtful updates, all set in a peaceful location with no backyard neighbors. The home features no steps inside or out, designed for convenience and making daily living easily accessible! The open-concept layout seamlessly connects the living, dining, and kitchen spaces, enhanced by the natural light from large windows throughout. The kitchen showcases updated granite countertops, quality wood cabinetry, a breakfast bar, exhaust fan/hood, disposal, and a full suite of Kenmore© appliances, along with both informal dining space and an additional dining area adjacent to the living room. A sunroom just off the living area provides a bright and inviting retreat, with direct access to the patio! The spacious primary suite includes a full private bath and a generous walk-in closet, while the second bedroom is ideally located near the main living space. Additional features include solid core paneled doors, a convenient laundry room off the garage with Kenmore© washer/dryer, sink, and storage, and a ¾ bath for added functionality. Recent updates and mechanical highlights include a new roof (2022), new steel siding (2023), water heater (2021), and a high-quality water treatment system less than one year old. The home is equipped with a fireplace, forced air furnace, central A/C, air-to-air exchanger, humidifier, and owned water softener – ensuring comfort and efficiency year-round. The finished and insulated 2-car attached garage features epoxy flooring, a built-in workbench, overhead storage, water access, and a convenient golf cart door, along with a concrete driveway. Inviting front entry with concrete patio area and walkway! Clearwater Estates is a gated community offering exceptional amenities, including a heated in-ground pool, clubhouse, internet included and a scenic Mississippi River overlook walkway. Ideally located near parks, dining, Preserve Disc Golf Course, Mississippi River, and more, this home combines tranquility with convenience! Quick close available and a one-year home warranty is included for added peace of mind.


Listing courtesy of Kristen Wuollet, Edina Realty, Inc.
Purchase Price
Loan Type
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Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 2000
MLS #: 7040426
Bedrooms: 2
Square Feet: 1,586
Bathrooms (Full): 1
Price Per Square Foot: $202
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 1
Garage Spaces: 2
Parking Description: Attached Garage, Concrete, Garage Door Opener, Insulated Garage
Sewer Description: City Sewer/Connected
Air Conditioning Type: Central Air
Water: City Water/Connected
Heat Type: Forced Air, Fireplace(s)
Basement: None
Foundation Type: Slab
Construction Description: Concrete
Roof Description: Age 8 Years or Less, Asphalt
Days On Market (Continuous): 0
Disability Features: No Stairs External, No Stairs Internal
Latest Update: 04/21/2026
List Date: 03/26/2026
Listing Agent ID: 502044358
Listing Office: Edina Realty, Inc.
Listing Office ID: 6168
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Fireplace Features: Gas, Living Room
Laundry Features: Laundry Closet, Main Level, Sink
Number of Fireplaces: 1
Exterior Features: Stone, Steel Siding
Lot Dimensions: 73x110x51x110
Lot Size: 0.156 Acres
Pool Description: None
Lot Features: Tree Coverage - Light
School District: St. Cloud
Tax Year: 2026
HOA: Clearwater Estates
Estimated Taxes: $3,270
HOA Fee: 265.0
Contingency Type: None
HOA Frequency: Monthly
HOA Fee Inclusions: Building Exterior, Cable TV, Hazard Insurance, Internet, Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities
HOA Requirment: 1
City: Clearwater
Zip: 55320
County: Wright
Subdivision: Clearwater Estates 4
State: MN

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Listing last updated: 04/21/26

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