165 Cardinal Lane Clearwater, MN 55320

$324,900
Active
estimated monthly payment
3 Beds  |  2 Baths  |  1,754 Sq Ft  |  Single Family  |  MLS # 7034984
  • Welcome to 165 Cardinal Lane
    Welcome to 165 Cardinal Lane
  • Front Entry
    Front Entry
  • Front Entry
    Front Entry
  • Deck With Garage Access
    Deck With Garage Access
  • Composite Deck With Garage Access
    Composite Deck With Garage Access
  • Composite Deck With LR/FR Access
    Composite Deck With LR/FR Access
  • 165 Cardinal Lane, Clearwater, MN 55320 Listing Photo  7
  • 165 Cardinal Lane, Clearwater, MN 55320 Listing Photo  8
  • Front Entry to Kitchen
    Front Entry to Kitchen
  • Front Entry to Large LR
    Front Entry to Large LR
  • Sunny Nook With Bay Window
    Sunny Nook With Bay Window
  • Kitchen Island
    Kitchen Island
  • Island
    Island
  • Living Room
    Living Room
  • LR with Sliding Door to Deck
    LR with Sliding Door to Deck
  • LR, Kitchen, Dining
    LR, Kitchen, Dining
  • Lots of Cabinets
    Lots of Cabinets
  • Secondary Sink
    Secondary Sink
  • 165 Cardinal Lane, Clearwater, MN 55320 Listing Photo  19
  • Hall to Bedrooms and Baths
    Hall to Bedrooms and Baths
  • MF Laundry
    MF Laundry
  • Primary Suite with WIC and Bath
    Primary Suite with WIC and Bath
  • Primary Suite Second Closet
    Primary Suite Second Closet
  • Primary Suite WIC
    Primary Suite WIC
  • Primary Vanity
    Primary Vanity
  • Primary Shower
    Primary Shower
  • Bedroom 2 With Two Windows
    Bedroom 2 With Two Windows
  • Bedroom 2
    Bedroom 2
  • MF Full Bath With Linen Closet
    MF Full Bath With Linen Closet
  • MF Full Bath
    MF Full Bath
  • Bedroom 3/Office
    Bedroom 3/Office
  • Beautiful Built-Ins
    Beautiful Built-Ins
  • Bedroom 3 Closet
    Bedroom 3 Closet
  • Hallway Closet
    Hallway Closet
  • 2 Car Garage
    2 Car Garage
  • Riverside Park For Residents
    Riverside Park For Residents
  • Riverside Park
    Riverside Park
  • River Access
    River Access

About The Listing

Welcome to Clearwater Estates! This large three bedroom, two-bathroom patio home features 1754 Sq Feet of
finished living area all on one level. Total open floor plan featuring a spacious LR/FR with access to
the deck, kitchen with large island and lots of cabinets and a sun filled breakfast nook with a bay
window. The large MF primary suite features a 3/4 bath and large walk-in closet. There are two other MF
bedrooms one of which is being used as an office with built in desk. This home also comes with many
perks such as gathering with friends and neighbors at the clubhouse, utilize the exercise room, swim or
sit by the outdoor pool or enjoy a walk at the park overlooking the beautiful Mississippi River.


Listing courtesy of John Kerber, Kerber Castle Realty Group
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1997
MLS #: 7034984
Bedrooms: 3
Square Feet: 1,754
Bathrooms (Full): 1
Price Per Square Foot: $185
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 1
Garage Spaces: 2
Parking Description: Attached Garage, Insulated Garage
Sewer Description: City Sewer/Connected
Air Conditioning Type: Central Air
Water: City Water/Connected
Heat Type: Forced Air
Basement: None
Days On Market (Continuous): 0
Disability Features: No Stairs External, No Stairs Internal
Latest Update: 03/14/2026
List Date: 03/13/2026
Listing Agent ID: 505502184
Listing Office: Kerber Castle Realty Group
Listing Office ID: 251942
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
Laundry Features: Laundry Room, Main Level
Number of Fireplaces: 0
Lot Dimensions: 46 x 99 x 50 x 100
Lot Size: 0.108 Acres
Lot Features: Tree Coverage - Light
Waterfront: Association Access
School District: St. Cloud
Tax Year: 2025
HOA: Cities Management
Estimated Taxes: $3,326
HOA Fee: 165.0
Contingency Type: None
HOA Frequency: Monthly
HOA Fee Inclusions: Other, Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities
HOA Requirment: 1
City: Clearwater
Zip: 55320
County: Wright
Subdivision: Clearwater Estates
State: MN

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Listing last updated: 03/14/26

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