1512 Whitewater Avenue Saint Charles, MN 55972

$435,000
Active
estimated monthly payment
5 Beds  |  3 Baths  |  3,432 Sq Ft  |  Single Family  |  MLS # 7035869
  • Front-July 2025
    Front-July 2025
  • Landscaping, Front Porch-July 2025
    Landscaping, Front Porch-July 2025
  • Backyard-July 2025
    Backyard-July 2025
  • Back of Home, Deck- July 2025
    Back of Home, Deck- July 2025
  • .6 Acre Lot
    .6 Acre Lot
  • Front Entry
    Front Entry
  • Yellow Pine Millwork, 5th Bedroom
    Yellow Pine Millwork, 5th Bedroom
  • Storage Shed-July 2025
    Storage Shed-July 2025
  • Landscaping-July 2025
    Landscaping-July 2025
  • Landscaping-July 2025
    Landscaping-July 2025
  • Backyard-July 2025
    Backyard-July 2025
  • Aerial View
    Aerial View
  • Front Door, Porch
    Front Door, Porch
  • Large Front Porch
    Large Front Porch
  • Front Entry
    Front Entry
  • Great Room
    Great Room
  • Great Room
    Great Room
  • Living Room
    Living Room
  • Living Room
    Living Room
  • Living Room
    Living Room
  • Dining Room
    Dining Room
  • Dining Room
    Dining Room
  • Historic Detailed Radiators Throughout
    Historic Detailed Radiators Throughout
  • Main Floor Bedroom
    Main Floor Bedroom
  • Laundry, Main floor 1/2 Bath
    Laundry, Main floor 1/2 Bath
  • Main floor 1/2 bath
    Main floor 1/2 bath
  • Kitchen
    Kitchen
  • Kitchen
    Kitchen
  • Kitchen
    Kitchen
  • Kitchen
    Kitchen
  • Side entry
    Side entry
  • Curved Original Staircase
    Curved Original Staircase
  • Top of Staircase
    Top of Staircase
  • Bedroom 1
    Bedroom 1
  • Bedroom 1
    Bedroom 1
  • Bedroom 1
    Bedroom 1
  • Bedroom 2
    Bedroom 2
  • Bedroom 2
    Bedroom 2
  • Bedroom 2
    Bedroom 2
  • Bedroom 3
    Bedroom 3
  • Bedroom 3
    Bedroom 3
  • Bedroom 3
    Bedroom 3
  • Bedroom 4
    Bedroom 4
  • Upper Level Full Bath
    Upper Level Full Bath
  • Jetted Claw Foot Tub
    Jetted Claw Foot Tub
  • Upper Level Full Bath
    Upper Level Full Bath
  • Upper Level 3/4 Bath, Tiled Shower
    Upper Level 3/4 Bath, Tiled Shower
  • Garage/Heated Added Shop
    Garage/Heated Added Shop
  • Aerial View
    Aerial View
  • Exterior
    Exterior
  • Exterior Back
    Exterior Back
  • Composite Deck
    Composite Deck
  • Fenced Area
    Fenced Area
  • Side Entrance, Basement Access
    Side Entrance, Basement Access
  • 2 Stall Garage/Heated Shop
    2 Stall Garage/Heated Shop
  • 2.5 City Lots (.6 Acres)
    2.5 City Lots (.6 Acres)
  • Front
    Front

About The Listing

This is a pre-inspected true Victorian masterpiece defined by craftsmanship, scale, and timeless elegance. From the moment you arrive, the impressive brick exterior sets the tone for what awaits inside. Soaring 10 foot ceilings, rich hardwood floors, and extraordinary original character create a sense of grandeur rarely replicated today. Intricate plaster ceiling medallions, detailed 6" wide millwork, the original wood stairwell, and curved craftsmanship seldom seen in modern construction all speak to the artistry of the time. Every detail reflects a level of quality that just cannot be recreated. While the historic character remains beautifully intact, the sellers have made thoughtful investments to enhance comfort and livability. Custom made storm windows improve efficiency, ductwork was added to bring central air to the property, and the laundry was relocated to the main floor for everyday convenience. Electrical and plumbing systems have been updated, offering modern reliability. The kitchen and bathrooms were renovated in a way that feels cohesive and intentional, blending seamlessly with the home's original charm rather than competing with it. Situated on 2.5 city lots combined, this home offers a spacious yard to complement its impressive footprint. The detached garage includes storage space above, an attached insulated and heated workshop, and a lean to for additional covered parking. Previously operated as a Bed & Breakfast, the home has the potential to serve that purpose again, according to the City of St. Charles, offering the possibility of a unique income-producing opportunity. It is a beautifully preserved Victorian that has been respectfully updated and meticulously maintained.


Listing courtesy of Sydney Ellefson, Edina Realty, Inc.
Purchase Price
Loan Type
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Interest Rate
Estimated Property Taxes
Homeowner's Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1870
MLS #: 7035869
Bedrooms: 5
Square Feet: 3,432
Bathrooms (Full): 1
Price Per Square Foot: $127
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 1
Garage Spaces: 2
Parking Description: Carport, Detached Garage, Concrete, Garage Door Opener, Storage
Sewer Description: City Sewer/Connected
Air Conditioning Type: Central Air
Water: City Water/Connected
Heat Type: Boiler, Hot Water
Basement: Storage Space, Unfinished
Roof Description: Age Over 8 Years, Asphalt, Flat, Pitched, Rubber
Days On Market (Continuous): 0
Disability Features: None
Latest Update: 03/24/2026
List Date: 03/16/2026
Listing Agent ID: 503515208
Listing Office: Edina Realty, Inc.
Listing Office ID: 26797
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Fireplace Features: Electric, Free Standing
Laundry Features: Main Level
Number of Fireplaces: 1
Fence: Partial, Privacy, Wood
Lot Dimensions: 187x140
Lot Size: 0.601 Acres
Lot Features: Corner Lot
School District: St. Charles
Tax Year: 2026
Estimated Taxes: $4,234
Contingency Type: None
City: Saint Charles
Zip: 55972
County: Winona
Subdivision: Birges 1st Add
State: MN
Listing last updated: 03/24/26

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