12822 96th Street NE Otsego, MN 55330

$850,000
Active
estimated monthly payment
3 Beds  |  3 Baths  |  3,307 Sq Ft  |   |  MLS # 7021068
  • A welcoming first impression—this custom rambler sits gracefully on a full acre in Mississippi Cove, with expansive grounds and a heated outbuilding hinting at the versatility and space that define the property.
    A welcoming first impression—this custom rambler sits gracefully on a full acre in Mississippi Cove, with expansive grounds and a heated outbuilding hinting at the versatility and space that define the property.
  • Custom built by Parent Builders, this beautifully maintained rambler showcases quality craftsmanship and timeless design from the moment you arrive.
    Custom built by Parent Builders, this beautifully maintained rambler showcases quality craftsmanship and timeless design from the moment you arrive.
  • Designed for both culinary creativity and entertaining, the kitchen features rich alder cabinetry, abundant counter space, high-end appliances, and a walk-in pantry.
    Designed for both culinary creativity and entertaining, the kitchen features rich alder cabinetry, abundant counter space, high-end appliances, and a walk-in pantry.
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  4
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  5
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  6
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  7
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  8
  • A gas fireplace anchors the space while natural light fills the open main level.
    A gas fireplace anchors the space while natural light fills the open main level.
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  10
  • From the front door, soaring vaulted ceilings and expansive picture windows draw the eye through the living room to views of the surrounding acreage.
    From the front door, soaring vaulted ceilings and expansive picture windows draw the eye through the living room to views of the surrounding acreage.
  • At the front of the home, a quiet dining room provides an inviting setting for gatherings and flows seamlessly into the kitchen.
    At the front of the home, a quiet dining room provides an inviting setting for gatherings and flows seamlessly into the kitchen.
  • The adjacent mudroom offers built-in lockers, additional storage, and convenient main-level laundry.
    The adjacent mudroom offers built-in lockers, additional storage, and convenient main-level laundry.
  • Main floor 3/4 bathroom
    Main floor 3/4 bathroom
  • The primary suite occupies a private wing of the home, where coved ceilings and a walk-out balcony create a serene retreat overlooking the expansive yard.
    The primary suite occupies a private wing of the home, where coved ceilings and a walk-out balcony create a serene retreat overlooking the expansive yard.
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  16
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  17
  • The ensuite bath includes a dual-head walk-in shower and a jetted soaking tub.
    The ensuite bath includes a dual-head walk-in shower and a jetted soaking tub.
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  19
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  20
  • The walkout lower level extends the living space with a welcoming family room centered around a second fireplace and custom built-ins. Sliding doors lead to a large stamped concrete patio—ideal for evenings around the firepit.
    The walkout lower level extends the living space with a welcoming family room centered around a second fireplace and custom built-ins. Sliding doors lead to a large stamped concrete patio—ideal for evenings around the firepit.
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  22
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  23
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  24
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  25
  • The lower-level kitchenette mirrors the cabinetry of the main kitchen and includes a sink and refrigerator—offering flexibility for entertaining, extended stays, or multigenerational living.
    The lower-level kitchenette mirrors the cabinetry of the main kitchen and includes a sink and refrigerator—offering flexibility for entertaining, extended stays, or multigenerational living.
  • The expansive lower level offers versatile space for gathering, recreation, or a dedicated exercise area.
    The expansive lower level offers versatile space for gathering, recreation, or a dedicated exercise area.
  • Lower level - office
    Lower level - office
  • Lower level - bedroom 2
    Lower level - bedroom 2
  • Lower level - bedroom 2
    Lower level - bedroom 2
  • Lower level - bedroom 3
    Lower level - bedroom 3
  • Lower level - bedroom 3
    Lower level - bedroom 3
  • Lower level - full bathroom
    Lower level - full bathroom
  • Car enthusiasts and hobbyists will appreciate the exceptional garage and workshop spaces.
    Car enthusiasts and hobbyists will appreciate the exceptional garage and workshop spaces.
  • The heated four-car garage is expertly finished and currently outfitted for woodworking, while a separate 30×40 heated outbuilding offers endless potential for storage, projects, or additional workspace.
    The heated four-car garage is expertly finished and currently outfitted for woodworking, while a separate 30×40 heated outbuilding offers endless potential for storage, projects, or additional workspace.
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  36
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  37
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  38
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  39
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  40
  • 12822 96th Street NE, Otsego, MN 55330 Listing Photo  41

About The Listing

Set on a peaceful acre in Otsego’s Mississippi Cove community, this custom-built rambler offers a refined blend of craftsmanship, generous space, and a setting that feels quietly removed while remaining close to major highways and everyday conveniences. Meticulously maintained, the home presents a bright and welcoming atmosphere from the moment you arrive. Inside, soaring vaulted ceilings and expansive picture windows draw the eye through the living room to views of the surrounding acreage, anchored by a gas fireplace. A quiet front dining room provides an inviting setting for gatherings and flows seamlessly into the kitchen. Designed for both culinary creativity and entertaining, the kitchen features rich alder cabinetry, abundant counter space, high-end appliances, a walk-in pantry, and a dedicated buffet with wine fridge overlooking the living area. Nearby, the mudroom offers built-in lockers, additional storage, and convenient main-level laundry. The private primary suite includes coved ceilings, a walk-out balcony overlooking the yard, and an ensuite bath with dual-head walk-in shower and jetted soaking tub. The walkout lower level expands the living space with a family room featuring a second fireplace and custom built-ins, along with two bedrooms, a full bath, office, and new kitchenette—ideal for entertaining or multigenerational living. A heated four-car garage and separate 30×40 heated outbuilding provide exceptional space for hobbies, storage, or workshop use.


Listing courtesy of Lindsay Bacigalupo, Engel & Volkers Minneapolis Downtown
Purchase Price
Loan Type
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Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 2016
MLS #: 7021068
Bedrooms: 3
Square Feet: 3,307
Bathrooms (Full): 2
Price Per Square Foot: $257
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 1
Garage Spaces: 4
Parking Description: Attached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking
Sewer Description: Septic System Compliant - Yes
Air Conditioning Type: Central Air, Dual
Water: Private
Heat Type: Forced Air, Fireplace(s), Zoned
Basement: Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Basket, Tile Shower, Walkout
Roof Description: Asphalt
Days On Market (Continuous): 0
Disability Features: None
Latest Update: 03/19/2026
List Date: 03/15/2026
Listing Agent ID: 502024773
Listing Office: Engel & Volkers Minneapolis Downtown
Listing Office ID: 21589
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Water Osmosis System, Iron Filter, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Fireplace Features: Gas, Living Room
Laundry Features: Laundry Room, Main Level, Sink
Number of Fireplaces: 2
Fence: None
Lot Dimensions: 257x176x256x169
Lot Size: 1.018 Acres
Pool Description: None
Lot Features: Corner Lot, Tree Coverage - Light
School District: Elk River
Tax Year: 2025
HOA: Davis Mississippi Cove
Estimated Taxes: $8,048
HOA Fee: 500.0
Contingency Type: None
HOA Frequency: Annually
HOA Fee Inclusions: Other
HOA Requirment: 1
City: Otsego
Zip: 55330
County: Wright
Subdivision: Davis Mississippi Cove 2nd Add
State: MN

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Listing last updated: 03/19/26

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