12686 NE 96th Street NE Elk River, MN 55330

$925,000
Active
estimated monthly payment
5 Beds  |  4 Baths  |  3,786 Sq Ft  |  Single Family  |  MLS # 7074288
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About The Listing

Welcome home to your own private slice of paradise in the highly sought-after Mississippi Cove neighborhood in Otsego! This meticulously maintained custom-built 5-bedroom, 4-bath home sits on a stunning 1-acre lot with no neighbors in front or behind, offering rare privacy, space, and comfort.
Enjoy peaceful living in this exclusive HOA-maintained community featuring all 1-acre lots, over 50% open green space, and no remaining buildable lots—preserving the natural beauty and serenity of the area.
From the charming front porch to the incredible backyard, this home is designed for both relaxation and entertaining. Out back, enjoy a spacious deck and patio, plus an eye-catching 3-season porch with fireplace for year-round enjoyment.
Inside, the main floor features beautiful maple flooring, in-floor heat, a chef’s kitchen with rich maple cabinetry, walk-in pantry, and a generous living room with fireplace. A main floor office adds flexible workspace.
Upstairs offers brand new carpet throughout, four spacious bedrooms, upper-level laundry, and an impressive primary suite with walk-in closet, private bath, and peaceful backyard views. A full hall bath serves the secondary bedrooms.
Thoughtful design includes a mudroom with lockers, walk-in closet, and nearby half bath. Wide 4-foot stairs and hallways make moving furniture simple and stress-free.
The fully finished basement features in-floor radiant heat, a large family room with fireplace and custom built-ins, wet bar, additional bedroom with walk-in closet, full bath, and extra laundry—ideal for guests or a mother-in-law suite.
A heated oversized 3-car garage with water and floor drains adds rare practicality, while a brand new roof in 2024 provides peace of mind.
Outdoor enthusiasts will appreciate nearby river and islands offering fishing and bow hunting opportunities.
An exceptional opportunity to own a true legacy property along the Mississippi with unmatched quality, space, and lifestyle.


Listing courtesy of Jimmy V Myers, eXp Realty
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
Private Mortgage Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 2010
MLS #: 7074288
Bedrooms: 5
Square Feet: 3,786
Bathrooms (Full): 2
Price Per Square Foot: $244
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 1
Garage Spaces: 3
Parking Description: Attached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage
Sewer Description: Septic System Compliant - Yes
Air Conditioning Type: Central Air
Water: Well
Heat Type: Forced Air
Basement: Daylight/Lookout Windows, Drain Tiled, Egress Window(s), In-Floor Heat
Foundation Type: Block
Days On Market (Continuous): 0
Disability Features: None
Latest Update: 05/21/2026
List Date: 05/20/2026
Listing Agent ID: 502023227
Listing Office: eXp Realty
Listing Office ID: 26146
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Air-To-Air Exchanger, Dishwasher, Double Oven, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Number of Fireplaces: 3
Exterior Features: Stone, Shakes
Lot Size: 1.0 Acres
School District: Elk River
Tax Year: 2026
HOA: Davis Mississippi Cove
Estimated Taxes: $7,069
HOA Fee: 500.0
Contingency Type: None
HOA Frequency: Annually
HOA Fee Inclusions: Other
HOA Requirment: 1
City: Elk River
Zip: 55330
County: Wright
Subdivision: Davis Mississippi Cove 2nd Add
State: MN

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Listing last updated: 05/21/26

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