12463 White Island Drive Crosslake, MN 56442

$1,095,000
Active
estimated monthly payment
4 Beds  |  3 Baths  |  3,144 Sq Ft  |  Single Family  |  MLS # 6784286
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About The Listing

Enjoy lake life on the Whitefish Chain at this 4-bedroom, 3-bath Island Lake home, which is situated in the renowned White Island Beach Association. The property boasts 131 feet of private lakeshore, and just down the road is an impressive 500 feet of shared level sugar sand beach. This well-maintained Up North feel home features a vaulted wood ceiling, a stone fireplace with log mantle, rustic hardwood floors, and log railings. The main level features an open floor plan, lakeside dining, a modern kitchen, an expansive lakeside wall of windows, and access to the lakeside deck. Additional features include a back entryway with custom cabinetry, a bedroom, and a bathroom. The upper-level private primary bedroom suite features an oversized custom tile walk-in shower and a loft area overlooking the living room, suitable for an office. The walkout finished lower level has a family room, two bedrooms, a bathroom, and a utility room with a laundry area. The detached, insulated, and heated 2-stall garage has a newly coated floor and a finished room above, currently being used as a bunk room. It is ideal for guests, hobbies, or playing games. Outside amenities include a lakeside deck for sharing a meal, a lakeside fire pit for gathering under the stars, and convenient access to the Whitefish Chain for boating, fishing, swimming, and more. As a member of the White Island Beach Association, you will enjoy the 500 feet of shared sugar sand beach! You will be minutes from all the Crosslake amenities, by land and by water. The property is being sold furnished with some exclusions, so you can start enjoying the classic lakefront lifestyle in a beautiful natural setting right away. Start making treasured family memories right here on Island Lake on the Whitefish Chain.


Listing courtesy of Bruce Larson, Larson Group Real Estate/Kelle
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1999
MLS #: 6784286
Bedrooms: 4
Square Feet: 3,144
Bathrooms (Full): 1
Price Per Square Foot: $348
Bathrooms (Half) : 0
Bathrooms (Three Quarters) : 2
Garage Spaces: 2
Parking Description: Detached, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
Sewer Description: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Air Conditioning Type: Central Air
Water: Drilled, Shared System, Well
Heat Type: Forced Air, Fireplace(s)
Basement: Drain Tiled, Egress Window(s), Finished, Full, Partially Finished, Storage Space, Sump Pump, Walkout, Wood
Construction Description: Cedar
Roof Description: Age 8 Years or Less, Asphalt
Disability Features: None
Latest Update: 09/10/2025
List Date: 09/10/2025
Listing Agent ID: 500500085
Listing Office: Larson Group Real Estate/Kelle
Listing Office ID: 25414
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Dryer, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Washer
Fireplace Features: Gas, Living Room, Stone
Number of Fireplaces: 1
Fence: None
Lot Dimensions: 116 x 212 x 97 x 209
Lot Size: 0.53 Acres
Lot Features: Accessible Shoreline, Many Trees
View Description: East, Lake, Panoramic
Waterfront: Dock, Lake Front
School District: Pequot Lakes
Tax Year: 2025
HOA: Whitefish Island Beach
Estimated Taxes: $7,469
HOA Fee: 700.0
Contingency Type: None
HOA Frequency: Annually
HOA Fee Inclusions: Beach Access, Other, Trash, Sewer, Shared Amenities
HOA Requirment: 1
City: Crosslake
Zip: 56442
County: Crow Wing
Subdivision: White-Island Beach
State: MN

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Listing last updated: 09/10/25

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