12162 245th Street Chisago City, MN 55013

$565,000
Active
estimated monthly payment
4 Beds  |  4 Baths  |  3,605 Sq Ft  |  Single Family  |  MLS # 6815589
  • Welcome to 12162 245th Street
    Welcome to 12162 245th Street
  • Tucked into the woods
    Tucked into the woods
  • Huge wrap around deck
    Huge wrap around deck
  • Kitchen window faces entry drive
    Kitchen window faces entry drive
  • Walkout lower level with slate entry area
    Walkout lower level with slate entry area
  • Maintenance free decking
    Maintenance free decking
  • This portion faces the lake
    This portion faces the lake
  • Gorgeous views in every season
    Gorgeous views in every season
  • Covered sitting area
    Covered sitting area
  • Walkway to back part of the deck
    Walkway to back part of the deck
  • Overhead view of how private this gorgeous property is
    Overhead view of how private this gorgeous property is
  • It so peaceful yet so close to 97 access
    It so peaceful yet so close to 97 access
  • Moody Lake in the background
    Moody Lake in the background
  • driveway coming in on the right
    driveway coming in on the right
  • Your view as you enter the driveway
    Your view as you enter the driveway
  • Fourth Lake is in the foreground
    Fourth Lake is in the foreground
  • Third lake is off to the left
    Third lake is off to the left
  • 12162 245th Street, Chisago City, MN 55013 Listing Photo  18
  • 12162 245th Street, Chisago City, MN 55013 Listing Photo  19
  • 12162 245th Street, Chisago City, MN 55013 Listing Photo  20
  • Fourth Lake is a peaceful Environmental Lake
    Fourth Lake is a peaceful Environmental Lake
  • LIttle barn could use some tlc but lots of space in there
    LIttle barn could use some tlc but lots of space in there
  • Waling path to the lakeshore
    Waling path to the lakeshore
  • Tiny little studio near the shore
    Tiny little studio near the shore
  • View of Fourth Lake
    View of Fourth Lake
  • 12162 245th Street, Chisago City, MN 55013 Listing Photo  26
  • 12162 245th Street, Chisago City, MN 55013 Listing Photo  27
  • 12162 245th Street, Chisago City, MN 55013 Listing Photo  28
  • Bright large entry
    Bright large entry
  • Walkin closet is to the right of the garage entry door
    Walkin closet is to the right of the garage entry door
  • View upon entering
    View upon entering
  • Sunken living room with another access door to the spacious deck
    Sunken living room with another access door to the spacious deck
  • BUilt in cabinets with lights and a mini fridge in the dining room
    BUilt in cabinets with lights and a mini fridge in the dining room
  • Fireplace views from the dining room
    Fireplace views from the dining room
  • Looking in from the bonus area(currently set up as a play area)
    Looking in from the bonus area(currently set up as a play area)
  • Gorgeous counters in this recently renovated kitchen
    Gorgeous counters in this recently renovated kitchen
  • Primary main level bedroom
    Primary main level bedroom
  • complete with en suite
    complete with en suite
  • views of the woods and the driveway from this bedroom
    views of the woods and the driveway from this bedroom
  • En suite 3/4 bath could have a shower added to make it a full bath
    En suite 3/4 bath could have a shower added to make it a full bath
  • Room to add a shower
    Room to add a shower
  • Large whirlpool tub
    Large whirlpool tub
  • recently remodeled custom kitchen
    recently remodeled custom kitchen
  • East facing window over the sink-your plants will love this spot!
    East facing window over the sink-your plants will love this spot!
  • Loads of storage in this kitchen
    Loads of storage in this kitchen
  • Stainless steel appliances
    Stainless steel appliances
  • great views int o the rest of the main level from the kitchen
    great views int o the rest of the main level from the kitchen
  • Another entry door to the expansive deck
    Another entry door to the expansive deck
  • Half bath
    Half bath
  • cute 1/2 bath just off the flex space
    cute 1/2 bath just off the flex space
  • Gorgeous views of the lake from the flex space
    Gorgeous views of the lake from the flex space
  • Sunken living room with views of the woods
    Sunken living room with views of the woods
  • Open views to the main level
    Open views to the main level
  • This is a one of a kind home
    This is a one of a kind home
  • All carpets wre professionally cleaned on 11/24
    All carpets wre professionally cleaned on 11/24
  • Upper loft area at the top of the stairs
    Upper loft area at the top of the stairs
  • Great views of the loving spaces from the loft
    Great views of the loving spaces from the loft
  • view into bedroom 3
    view into bedroom 3
  • Bedroom 3 from doorway
    Bedroom 3 from doorway
  • Upper level bedroom 3 with views of the East
    Upper level bedroom 3 with views of the East
  • Built in shelves in both upper bedrooms
    Built in shelves in both upper bedrooms
  • bedroom 3 closet area
    bedroom 3 closet area
  • view into bedroom 2
    view into bedroom 2
  • Upper bedroom 2
    Upper bedroom 2
  • Built in shelves in bedroom 2
    Built in shelves in bedroom 2
  • Southern views
    Southern views
  • Closet area in bedroom 2
    Closet area in bedroom 2
  • Upper level 3/4 bath
    Upper level 3/4 bath
  • sink and shower area in upper bath
    sink and shower area in upper bath
  • Upper level bath
    Upper level bath
  • lots of natural light in the loft all freshly painted ceilings
    lots of natural light in the loft all freshly painted ceilings
  • Lovingly cared for and ready for new owners.
    Lovingly cared for and ready for new owners.
  • Looking down to the living room from the loft
    Looking down to the living room from the loft
  • Cozy up by the fire during the chilly seasons
    Cozy up by the fire during the chilly seasons
  • Looking down to the flex area from the loft
    Looking down to the flex area from the loft
  • Gorgeous hardwood floors in the dining and kitchen
    Gorgeous hardwood floors in the dining and kitchen
  • Lower level landing still has piping on this tiled area for a pellet stove
    Lower level landing still has piping on this tiled area for a pellet stove
  • Flex area used to be an art studio
    Flex area used to be an art studio
  • Another view of the flex space formerly an art studio
    Another view of the flex space formerly an art studio
  • this lower level room is used as a music room-
    this lower level room is used as a music room-
  • Brand new closet doors
    Brand new closet doors
  • Looking out towards the hall and stairway
    Looking out towards the hall and stairway
  • Great for guests
    Great for guests
  • Lower level 4th bedroom looks out under the deck
    Lower level 4th bedroom looks out under the deck
  • Large slate back entry looks out towards Fourth Lake
    Large slate back entry looks out towards Fourth Lake
  • Lower level family room with wet bar area in the background
    Lower level family room with wet bar area in the background
  • Great family spaces downstairs
    Great family spaces downstairs
  • Lower level wet bar area has new slate flooring
    Lower level wet bar area has new slate flooring
  • Another view of the long counter in the wet bar area
    Another view of the long counter in the wet bar area
  • Lower level bath off the laundry area
    Lower level bath off the laundry area
  • Extra deep 2 car garage
    Extra deep 2 car garage

About The Listing

Step into refined yet relaxed living with this architecturally distinctive 4 bedroom, 4 bath home set on 6 private, wooded acres. Surrounded by mature trees and overlooking a peaceful nature lake, this secluded retreat offers unmatched privacy and a daily connection to the outdoors.
Thoughtful updates include freshly painted ceilings, a beautifully renovated custom kitchen designed for both style and function, and new slate flooring in the lower level. Expansive windows fill the home with natural light and frame panoramic views of the landscape in every season. The inviting living room, anchored by a wood-burning fireplace, creates a warm gathering space, especially during our chilly Minnesota winters.
Zoned Agricultural, the property provides flexibility for those interested in hobby farming or simply enjoying wide-open space. Some areas remain ready for the next owner to complete and personalize, presenting an excellent opportunity to build equity while enhancing an already remarkable home.


Listing courtesy of Elizabeth A. Peck, eXp Realty
Purchase Price
Loan Type
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Interest Rate
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Homeowner's Insurance
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: Sale of Another Property
Year Built: 1985
MLS #: 6815589
Bedrooms: 4
Square Feet: 3,605
Bathrooms (Full): 1
Price Per Square Foot: $157
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 2
Garage Spaces: 2
Parking Description: Attached Garage, Gravel, Asphalt, Garage Door Opener
Sewer Description: Mound Septic, Private Sewer, Septic System Compliant - Yes
Air Conditioning Type: Ductless Mini-Split
Water: Drilled, Well
Heat Type: Baseboard
Basement: Finished, Full, Walkout
Construction Description: Frame
Roof Description: Age Over 8 Years, Architectural Shingle
Days On Market (Continuous): 0
Disability Features: None
Latest Update: 12/18/2025
List Date: 11/28/2025
Listing Agent ID: 506092959
Listing Office: eXp Realty
Listing Office ID: 25792
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Fireplace Features: Living Room, Wood Burning
Laundry Features: In Basement
Number of Fireplaces: 1
Lot Dimensions: 581x449x581x449
Lot Size: 6.0 Acres
Pool Description: None
Lot Features: Accessible Shoreline, Tree Coverage - Heavy
View Description: North
Waterfront: Lake Front, Lake View
School District: Chisago Lakes
Tax Year: 2025
Estimated Taxes: $4,251
Contingency Type: Sale of Another Property
City: Chisago City
Zip: 55013
County: Chisago
State: MN

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Listing last updated: 12/18/25

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