104 River Oaks Drive Cold Spring, MN 56320

$374,900
Active
estimated monthly payment
3 Beds  |  3 Baths  |  2,530 Sq Ft  |  Single Family  |  MLS # 6753476
  • Golf Course Living!
    Golf Course Living!
  • Welcome home!
    Welcome home!
  • Note the open lot next door
    Note the open lot next door
  • Location on River Oaks Golf Course
    Location on River Oaks Golf Course
  • River Oaks Golf Club
    River Oaks Golf Club
  • 12x40 Patio! Finished ceiling - Golf cart parking?
    12x40 Patio! Finished ceiling - Golf cart parking?
  • 12x14 deck!
    12x14 deck!
  • Backyard view from deck
    Backyard view from deck
  • Backyard
    Backyard
  • 14th Tee box right beyond the backyard
    14th Tee box right beyond the backyard
  • Open concept
    Open concept
  • Granite tops & stainless appliances
    Granite tops & stainless appliances
  • 104 River Oaks Drive, Cold Spring, MN 56320 Listing Photo  13
  • Flowing space from the front entrance
    Flowing space from the front entrance
  • Large dining room or flex space
    Large dining room or flex space
  • 104 River Oaks Drive, Cold Spring, MN 56320 Listing Photo  16
  • Main level living room
    Main level living room
  • Natural light galore
    Natural light galore
  • Front entry with abundant storage and half bath
    Front entry with abundant storage and half bath
  • Main level half bath
    Main level half bath
  • Large primary suite
    Large primary suite
  • Primary suite
    Primary suite
  • Expansive 9x8.5 primary walk-in closet
    Expansive 9x8.5 primary walk-in closet
  • Primary suite 3/4 bath
    Primary suite 3/4 bath
  • 104 River Oaks Drive, Cold Spring, MN 56320 Listing Photo  25
  • Main level bedroom 2
    Main level bedroom 2
  • Laundry in main level bedroom 2 - also can be hooked up downstairs
    Laundry in main level bedroom 2 - also can be hooked up downstairs
  • Lower level family room with walk-out
    Lower level family room with walk-out
  • Lower level family room
    Lower level family room
  • Lower level full bath
    Lower level full bath
  • 104 River Oaks Drive, Cold Spring, MN 56320 Listing Photo  31
  • Large lower level bedroom 3
    Large lower level bedroom 3
  • Lower level bonus room - bring your ideas
    Lower level bonus room - bring your ideas

About The Listing

Live on the Golf Course at River Oaks Villas! Welcome to carefree living at the River Oaks Villas, perfectly nestled along the scenic River Oaks Golf Club in historic Cold Spring. This spacious rambler offers over 2,500 finished square feet, featuring 3 bedrooms, 3 bathrooms, and a thoughtfully designed layout that’s sure to impress.

Enjoy the convenience of main-level living, including a large owner’s suite with a ¾ bath and an expansive 9’ x 8.5’ walk-in closet. An additional bedroom, half bath, and laundry are also located on the main floor—plus there’s another laundry hookup in the lower level for added flexibility.

The kitchen is outfitted with granite countertops and flows seamlessly into the bright dining and living areas, where large windows fill the space with natural light. Step outside to a generous 14’ x 12’ deck with serene views of the backyard and 14th tee box—perfect for your morning coffee or evening unwind.

The walk-out lower level boasts in-floor heating throughout, a spacious third bedroom with a large walk-in closet, and a full bathroom. You'll also find a wide open family room ideal for entertaining, opening to a 40’ x 12’ patio shaded by the deck above. A bonus room provides extra space for a home gym, craft studio, or whatever suits your lifestyle.

Recent updates include:
New roof (2024)
New water heater (2025)
New water softener (2024)
New garage door (2023)
All appliances, including washer/dryer, replaced between 2021–2022.

The low monthly HOA fee of $110 covers lawn care, snow removal, and exterior paint (every 5 years), giving you more time to enjoy everything this incredible golf course community has to offer.
This is your opportunity to live the good life at River Oaks Villas—schedule your private showing today!


Listing courtesy of Evan Warnert, Agency North Real Estate, Inc
Purchase Price
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Interest Rate
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 2001
MLS #: 6753476
Bedrooms: 3
Square Feet: 2,530
Bathrooms (Full): 1
Price Per Square Foot: $148
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 1
Garage Spaces: 2
Parking Description: Attached Garage, Concrete
Sewer Description: City Sewer/Connected
Air Conditioning Type: Central Air
Water: City Water/Connected
Heat Type: Forced Air, Radiant Floor
Basement: Finished, Full
Construction Description: Wood Siding
Roof Description: Age 8 Years or Less, Asphalt
Days On Market (Continuous): 17
Disability Features: None
Latest Update: 08/04/2025
List Date: 07/18/2025
Listing Agent ID: 505502447
Listing Office: Agency North Real Estate, Inc
Listing Office ID: 29254
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Fireplace Features: Gas
Number of Fireplaces: 1
Fence: None
Lot Dimensions: 113x50
Lot Size: 0.13 Acres
Lot Features: On Golf Course
School District: Rocori
Tax Year: 2024
HOA: River Oaks Villa Townhome Association
Estimated Taxes: $3,722
HOA Fee: 110.0
Contingency Type: None
HOA Frequency: Monthly
HOA Fee Inclusions: Lawn Care, Maintenance Grounds, Snow Removal
HOA Requirment: 1
City: Cold Spring
Zip: 56320
County: Stearns
Subdivision: River Oaks Villa
State: MN

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Listing last updated: 08/04/25

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